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#16 skyinsurance

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Posted 26 October 2012 - 02:02 PM

not got a license 2 years wont except cause my cars modified ie has spotlights and alloys ....


Yes, our criteria is posted above in the first post.

Our minimum criteria is to have a full 2 years driving experience, without this we cannot help.

#17 skyinsurance

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Posted 26 October 2012 - 02:03 PM

You would not quote me on an MX5 as it was an import - I got your details from the MX5 forum.

You need to be flexible ti insure classic cars as they are all different and may not fall inside your standard tick boxes!!


We specialise in Japanese imports. It will not be the car we cannot insure (unless NOS equipped), it will be the risk that you present, if you PM me I can shed some further light on this and give you a specific answer why we have not been able to help.

#18 skyinsurance

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Posted 26 October 2012 - 02:15 PM

Having seen a lot of the goings on after this lot posted a similar post on the MX5 Owners Club website a while back (maybe 12 months ago) I personally wouldn't even waste the effort to ask them for a quote again on anything and I'd advise everyone else to save themselves the wasted time.

My MX5 is a boggers UK Mk1 I'm depressingly close to 40 with 20 years of driving under my belt and no accidents within the last 5+ years. The car is kept in a brick built alarmed garage and hasn't covered 1500 miles in a year that I've owned it.

You would think I would get fairly cheap quotes wouldn't you......

I pay less to insure my daily driver diesel that sits on the road than this shower wanted for the MX. Lord knows what they would do if I tried them with the GTM.




Lets see if we can strike a balance though - has anyone had a sensible quote from them? If so how - by phone or online? Did you go on to take out a policy? have things gone smoothly? (documents arrived in reasonable time with no nasty or unexpected clauses etc.)

Iain


Hi Iain,

thanks for your comments.

We very much prefer import and modified examples.. just because we were unable to help you, that doesn't mean we cannot and do not help others. No one insurance company can be the best for everyone. Whilst we do insure a lot of standard UK cars, we prefer non-standard, we prefer what your average insurance company cannot quote on or do not understand.

The reason we offer a discount to club members is because our main bulk of business is built around our car club scheme, 80+% of our customers come through from our affiliated car clubs, we have some of the best stats in the business off the back of picking our customers carefully.

The MX5 owners club (sweeping statement alert!) is for the more mature owners with standard cars, this is not our cup of tea, we do not advertise on that owners club but it's nice they are talking about us. Our typical customer is from the MX5 Nutz community, with for example a supercharged Eunos, this is where we come into our own because of the level of cover we offer and our vehicle and modification knowledge.

Thanks

Ollie
Sky Insurance

http://www.skyinsura...-insurance.html

Edited by skyinsurance, 26 October 2012 - 02:15 PM.


#19 mk3 Cooper S

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Posted 26 October 2012 - 02:39 PM

Sorry I remember properly now. - You would not put an Import mx5 on a classic policy even though it had mx5 on the logbook.

The car was a 1989

#20 skyinsurance

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Posted 26 October 2012 - 03:12 PM

Sorry I remember properly now. - You would not put an Import mx5 on a classic policy even though it had mx5 on the logbook.

The car was a 1989


Ok, thanks for the clarification.

We would not offer a classic policy on an MX5. If it has MX5 on the log book, it sounds like it's incorrectly registered. If you are insuring it is as a UK car, I'd strongly suggest you let your insurer know straight away.

#21 mk3 Cooper S

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Posted 26 October 2012 - 03:48 PM


Sorry I remember properly now. - You would not put an Import mx5 on a classic policy even though it had mx5 on the logbook.

The car was a 1989


Ok, thanks for the clarification.

We would not offer a classic policy on an MX5. If it has MX5 on the log book, it sounds like it's incorrectly registered. If you are insuring it is as a UK car, I'd strongly suggest you let your insurer know straight away.


If I was insuring it I would be insuring it as the V5C stated - Makes no odds as all the vehicle details are stored on the central database

#22 skyinsurance

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Posted 26 October 2012 - 04:33 PM



Sorry I remember properly now. - You would not put an Import mx5 on a classic policy even though it had mx5 on the logbook.

The car was a 1989


Ok, thanks for the clarification.

We would not offer a classic policy on an MX5. If it has MX5 on the log book, it sounds like it's incorrectly registered. If you are insuring it is as a UK car, I'd strongly suggest you let your insurer know straight away.


If I was insuring it I would be insuring it as the V5C stated - Makes no odds as all the vehicle details are stored on the central database


No, you insure the car for what is is , the V5 is often wrong, even for UK cars!. Many cars are registered incorrectly, eg GT Turbo's MR2s come through as UK spec NA's..
Also, what about the classic unregistered engine swapped cars, would you insure a 2.0L turbo Corsa as a 1.0L NA becuaue it has never been swapped over on the logbook? No.

When you insure your import Eunos which is incorrectly recorded as an MX5, unless you state it is an import and your insurer is aware, potentially your insurance cover isn't worth the paper it is written on. It's sound advice.

Thanks

Edited by skyinsurance, 26 October 2012 - 04:34 PM.


#23 mini*mad

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Posted 01 March 2013 - 11:46 AM

Rover mini cabrio with sky- £1200
with flux direct - £296
with agreed valuation!

#24 skyinsurance

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Posted 01 March 2013 - 04:57 PM

Rover mini cabrio with sky- £1200
with flux direct - £296
with agreed valuation!


Hi,

I've dropped you a PM. I am as surprised as you by the quote difference.

Thanks

Ollie
Sky Insurance

#25 sledgehammer

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Posted 01 March 2013 - 06:35 PM

£80 dearer than my usual insurer for my daily drive

won't insure a IVA / Q plate

but worth a look

Edited by sledgehammer, 01 March 2013 - 06:36 PM.


#26 ibrooks

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Posted 04 March 2013 - 09:38 AM

but worth a look


Really?

You'll note that no-one appeared when I asked for examples of good quotes - I can understand that you usually only hear about the bad ones so perceptions can be skewed but I've heard lots and lots of people talking about high to astronomical quotes from this lot and not a single one has stepped forward to say they had a good quote.

Has ANYONE here had a decent quote from this outfit?

#27 sledgehammer

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Posted 04 March 2013 - 05:16 PM


but worth a look

Really?


Yes - the more places looked at , the better chance of a good quote - but not in this case

also watch out for fake brokers -

http://www.telegraph...-insurance.html

quote ' Ghost brokers commonly trade through websites '

Edited by sledgehammer, 04 March 2013 - 05:19 PM.


#28 skyinsurance

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Posted 05 March 2013 - 11:36 AM

quote ' Ghost brokers commonly trade through websites '


Good advice there, I've seen a few people having their fingers burnt with this over the years.

Ollie
Sky Insurance

http://www.skyinsurance.co.uk/car-club-insurance.html

Edited by skyinsurance, 05 March 2013 - 11:38 AM.


#29 skyinsurance

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Posted 05 March 2013 - 11:37 AM


but worth a look


Really?

You'll note that no-one appeared when I asked for examples of good quotes - I can understand that you usually only hear about the bad ones so perceptions can be skewed but I've heard lots and lots of people talking about high to astronomical quotes from this lot and not a single one has stepped forward to say they had a good quote.

Has ANYONE here had a decent quote from this outfit?


The next time we insure a TMF member, i will personally drive to their house and sit with them and make sure they leave some feedback for us on the forum :highfive:

#30 Phurby

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Posted 07 March 2013 - 01:37 PM

£1500 from sky or £400 from Churchill.

They're so competitive its a tought one... :/




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