Turning right at a mini-roundabout yesterday a car on my left didn't stop and hit me on the passenger side, obviously failing to give way to the right and to a vehicle already on the roundabout. It was a low speed impact and fortunately no one was injured but the mini is going to need a new wing, front panel repair (creased and dented at lower corner where it joined to the wing) new bumper and headlight.
I called my insurance company and having given them the details are quite confident that they will be able to recover all costs from the third parties insurance as they are sure she was completely at fault.
The bit that concerned me was when the guy on the phone said that after the car is recovered to a repair centre and inspected by an engineer it will most likely be written off because the car was older than 2008 and was asked if that is the case do you want your car back?
For anyone that has gone through something similar what has been your experience? My car is insured with RAC and there was nothing mentioned about a 2008 cut off when I took out my policy 12 days ago.