Hi,
New member.
I am looking to insure a cooper sport at 19 years old. What's Hic insurance like? I was wondering if you declare the kit as an exhaust mod or engine mod or both. I thought it was just the exhaust that is different.
Any Ideas?
Thanks
I use HIC, I find them very good. You need to speak to them, don't use the web service. They do understand the different types of modification and you must declare them all. They hardly affect the premium.
Thanks,
I have had quotes from flux direct of around £1000. Do you think Hic would be cheaper?
Thanks
I don't know, all I do know is their service is very good and when you need to use them you want to know you're going to get good service. You need to ring and find out.
Whoever you use make sure you list absolutely EVERY change from standard, no matter how minor, otherwise, you may find you have no cover.