Jump to content


Photo

Insurance Renewal - Nice Try !


  • Please log in to reply
11 replies to this topic

#1 Matt Brighton

Matt Brighton

    Mini Mad

  • TMF+ Member
  • PipPipPipPip
  • 253 posts
  • Location: Brighton isn't it

Posted 16 April 2018 - 07:34 AM

last year my VW camper van cost £110 to insure fully comp.

 

Renewal came in at £172.

 

10 mins on Confused .com Im back to back to £112 - same underwriter !

 

 

 

 

 

 



#2 Steve220

Steve220

    Up Into Fourth

  • TMF+ Member
  • PipPipPipPipPipPipPipPipPip
  • 3,193 posts
  • Location: Shropshire
  • Local Club: RAF Mini Club

Posted 16 April 2018 - 07:59 AM

Common knowledge that insurance try and make money from the ignorant come renewal. It pays to shop around! However, cheaper insurance doesn't always mean better.



#3 paulrockliffe

paulrockliffe

    Camshaft & Stage Two Head

  • Members
  • PipPipPipPipPipPipPipPip
  • 1,606 posts
  • Location: Durham

Posted 16 April 2018 - 08:04 AM

Just renewed my home insurance, for some reason having 5 years no claims seems to make a huge difference.  Coincidentally for the first time a renewal letter had last years price on it as well as the new price, some £30 cheaper this year.  But shopping around the same cover was over £150 cheaper.



#4 ukcooper

ukcooper

    One Carb Or Two?

  • TMF+ Member
  • PipPipPipPipPipPipPip
  • 1,455 posts
  • Location: Stoke on Trent

Posted 16 April 2018 - 11:08 AM

Confused .com quoted 1600 summit direct line renewal 400

#5 rich_959

rich_959

    Mini Mad

  • TMF+ Member
  • PipPipPipPip
  • 149 posts
  • Location: East Yorks

Posted 16 April 2018 - 11:12 AM

Just had mine through from Lancaster, and it has gone up a wee bit (£145 to £167) but more importantly, I noticed that they show it as zero years NCB, so I need to call up and see why I haven't got a bonus for a year without claims. This isn't my main car, so I know you have to start again, but surely you still earn new NCB's against an additional policy?



#6 cooperdan

cooperdan

    Up Into Fourth

  • Traders
  • PipPipPipPipPipPipPipPipPip
  • 3,685 posts
  • Local Club: N/A

Posted 16 April 2018 - 11:21 AM

Confused .com quoted 1600 summit direct line renewal 400


That's a mental difference

#7 DeadSquare

DeadSquare

    Mini Mad

  • Noobies
  • PipPipPipPip
  • 136 posts
  • Location: Herefordshire

Posted 16 April 2018 - 11:27 AM

 

Confused .com quoted 1600 summit direct line renewal 400


That's a mental difference

 

 

 

Someone has to pay for the TV adverts !



#8 Northernpower

Northernpower

    Mr. 7-Port

  • TMF Team
  • PipPipPipPipPipPipPipPipPip
  • 2,306 posts
  • Name: Graham
  • Location: North Yorkshire (God's County)
  • Local Club: Its out there somewhere

Posted 16 April 2018 - 11:31 AM

EDIT: Moved to insurance forum



#9 MatthewsDad

MatthewsDad

    Mini Mad

  • Members
  • PipPipPipPip
  • 267 posts
  • Location: Warrington

Posted 16 April 2018 - 11:50 AM

Definitely pays to shop around - they're relying on a significant proportion of customers not to go to the trouble of getting quotes from other sources, and to stick with whoever they're with. Also worth challenging unreasonable quote renewals from your current provider. They can sharpen their pencil to retain your custom.

#10 paulrockliffe

paulrockliffe

    Camshaft & Stage Two Head

  • Members
  • PipPipPipPipPipPipPipPip
  • 1,606 posts
  • Location: Durham

Posted 16 April 2018 - 12:25 PM

Just had mine through from Lancaster, and it has gone up a wee bit (£145 to £167) but more importantly, I noticed that they show it as zero years NCB, so I need to call up and see why I haven't got a bonus for a year without claims. This isn't my main car, so I know you have to start again, but surely you still earn new NCB's against an additional policy?

I'm sure when I was with Lancaster they didn't accrue NCD on their classic policies.  Could be wrong though.



#11 rich_959

rich_959

    Mini Mad

  • TMF+ Member
  • PipPipPipPip
  • 149 posts
  • Location: East Yorks

Posted 16 April 2018 - 01:10 PM

 

Just had mine through from Lancaster, and it has gone up a wee bit (£145 to £167) but more importantly, I noticed that they show it as zero years NCB, so I need to call up and see why I haven't got a bonus for a year without claims. This isn't my main car, so I know you have to start again, but surely you still earn new NCB's against an additional policy?

I'm sure when I was with Lancaster they didn't accrue NCD on their classic policies.  Could be wrong though.

 

 

Ah, ok, that might be it. Still worth me calling up to haggle. Thanks folks.



#12 GraemeC

GraemeC

    Up Into Fourth

  • TMF+ Member
  • PipPipPipPipPipPipPipPipPip
  • 4,773 posts
  • Location: Carnforth

Posted 19 April 2018 - 10:18 AM

If using comparison sites check the length of cover - many are now quoting for just 10 or 11 months to bring the price down!!!






0 user(s) are reading this topic

0 members, 0 guests, 0 anonymous users

Mini Spares