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Just Changed Insurer


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#1 Cooperman

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Posted 31 July 2018 - 06:20 PM

Today I insured my very-modified 1964 Cooper S rally car. I changed from Adrian Flux to Hagerty.
I paid £220 for fully comp at an agreed value of £45,000 and a max of 1000 miles per annum.
The policy includes RAC breakdown cover and I can drive any other classic car which is insured by Hagerty.
If my trailer was less than 5 metre bed length that would also be covered.
They added my friend who lives in the USA at no additional cost.
They didn't need a valuation, just a set of photos and I didn't have to give a detailed list of modifications, just state that it is prepared to FIA Group 2 regulations for historic comp. cars.
Excellent company

#2 WillCarter

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Posted 31 July 2018 - 06:42 PM

Do you still rally it and if so, do they cover that too?

#3 Steve220

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Posted 06 August 2018 - 01:59 PM

Cooperman - do you have NCB on your policy? I'm struggling to find a worthy insurer for the Cooper T that will cover the modifications and do it below £500. Currently have all my NCB on the new daily... bloody need it too :(



#4 MatthewsDad

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Posted 06 August 2018 - 02:48 PM

I personally haven't come across NCB discounts with the classic policy insurers I've contacted or used. Agreed value for me is the most important consideration, together with overseas breakdown cover which I find is real pain - and expensive - to source as a separate item outside a classic motor policy.

#5 Steve220

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Posted 06 August 2018 - 05:47 PM

I personally haven't come across NCB discounts with the classic policy insurers I've contacted or used. Agreed value for me is the most important consideration, together with overseas breakdown cover which I find is real pain - and expensive - to source as a separate item outside a classic motor policy.


Classic car policies don't have NCB. But he doesn't state whether it is or not.

#6 minipickup

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Posted 07 August 2018 - 03:40 PM

I am with Hagerty and have been for years, they only insure classics and you have to have a main car. My Pick Up is modified and I also insure a standard mini and a Boxster for just shy of £350.

#7 Haynes

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Posted 10 August 2018 - 04:36 PM

I personally haven't come across NCB discounts with the classic policy insurers I've contacted or used. Agreed value for me is the most important consideration, together with overseas breakdown cover which I find is real pain - and expensive - to source as a separate item outside a classic motor policy.


Classic car policies don't have NCB. But he doesn't state whether it is or not.

Hagerty only insure 'classics and on the basis you have a daily driver as well. Think you have to be over 30. And you don't / can't use any NCB

#8 Albannach

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Posted 20 August 2018 - 02:07 AM

My GF and I have a Hagerty Classic Policy for our Nissan Figaro, but it is in Florida, where I spend a lot of time nowadays.
She does have a Suzuki Swift as her first car. Our Premium was around $400. Breakdown Cover? AAA gives us good protection, if needed for less than $80 per annum. NCB doesn't come into the equation because its a Classic. Can't fault Hagerty, good Company.

#9 Bat

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Posted 20 August 2018 - 10:05 AM

Hi,

I've always had good results with Carole Nash.

Breakdown cover included and travel abroad, not sure on the breakdown cover abroad...

Cheers  :proud:



#10 hazpalmer14

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Posted 20 August 2018 - 01:29 PM

Going back a few years now, I found Graham Sykes good and there was another Peter James I think. I haven't insured a mini for a few years so don't know who is best now.






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