Well, I went to service the Honda Civic today. Started off by loosening the wheel nuts on the driver's side, as removing the wheels give much better access to the drain plug, as well as letting me have a general look around to see how everthing is. First nut wouldn't budge, which was strange. Then all the others felt somewhat more difficult that usual to crack. After loosening three of them, went back to the first one, and the wheel stud just sheered right off.
Glad this happening before I did the service (which was also going to include glow plugs), and not afterwards. I put the tools away and went back indoors, job done.
Normally, I'd just replace it and carry on. However, the car is on 185k, I know the clutch is going soon (they have a self adjustment mechanism so its delayed it for a while) as well. Apparently the studs can be replaced with the brake disc protector still in place. The amount of fiddling around that its going to take, I just can't be bothered with it. I know the protectors are all rusty and its going to be an absolute nightmare. With one having gone, I'd want to replace all 20 studs at once, not just a single one.
So then the wife and I got to talking (as we have done a few times about the car), and realised we really don't want to lease a car, we can't afford a new one, buying something else for a couple of thousand is a gamble, and buying say three years old is more money than we want to throw at a car to be honest.
So we have decided just to try and see if we can survive without. We were planning on moving house anyway - closer to my work, and to a town with better transport links than we currently have, as the wife doesn't drive, the bus is ridiculously expensive and the train is a 45 minute walk from our house with a 2 year old! It might all fall apart and we realise it was a stupid mistake, but I'm actually looking forward to it, in particular cycling more again.
I still have the mini in the garage, but that isn't going to be on the road any time soon, and for the times when we just do need a car, we can hire one.
I'll let you know how the experiment goes, if anyone is interested. Anyone else given up their car - or at least givne up having a daily driver, if not the mini - and if so, how did you find it? I know this is very much urinating into the wind on this forum though...