Hi all. Just a quick question about insurance. Currently repairing my mini on the drive, can anyone tell me the best way of insuring? It's a second car, it's not going anywhere (yet!), but I would hate some toerag to nick it before I've even finished!!!
Insurance When Not In Use
Started by
duf72
, May 20 2019 08:53 AM
9 replies to this topic
#2
unburntfuelinthemorning
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Camshaft & Stage Two Head
- Location: Bedfordshire
Posted 20 May 2019 - 09:05 AM
Insure it with a classic car policy.
#3
mpialan
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- Noobies
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- 100 posts
Mini Mad
- Location: Macclesfield
Posted 20 May 2019 - 11:01 AM
Most Classic Car insurance companies offer 'laid up' policies that will cover you for Fire & Theft. The fact your car is on the driveway may be a stumbing block.
#4
humph
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How bad can it Be?
Posted 20 May 2019 - 11:50 AM
As mentioned if the car is pretty much complete most will do a laid up or project insurance. Because mine is mostly in boxes I can't get anything to cover it.
#5
unburntfuelinthemorning
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Camshaft & Stage Two Head
- Location: Bedfordshire
Posted 20 May 2019 - 12:56 PM
Not everyone garages their classic, particularly those with multiple cars or no garage.
#6
duf72
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Learner Driver
- Location: west sussex
Posted 21 May 2019 - 05:39 PM
Thanks. A laid up policy sounds like what I am looking for. Cheers all.
#7
yeti21586
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He's A Lumberjack And He's OK
- Name: Chris
- Location: Hampshire
- Local Club: None
Posted 18 July 2019 - 10:01 AM
Out of interest who do people use for laid up insurance? I didn't reslise it was a thing until a friend asked me about it for her mini.
#8
Lucas1988
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Speeding Along Now
- Location: Thornbury
- Local Club: Frome Mini Club
Posted 18 July 2019 - 09:56 PM
I use footman james, they are great. They cover both the fitted and not fitted stuff. Including the 2 engines i have for it and all the boxed up stuff. I had to send copies of the work carried out and the state its in currently and as i add stuff they update the insurance as i send further photos
#9
yeti21586
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He's A Lumberjack And He's OK
- Name: Chris
- Location: Hampshire
- Local Club: None
Posted 19 July 2019 - 05:56 AM
Out of interest how much do/did you pay, at the moment Vini is just sat whole car minus head, and my friends mini is complete but needs some work
#10
Lucas1988
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Speeding Along Now
- Location: Thornbury
- Local Club: Frome Mini Club
Posted 20 July 2019 - 03:32 PM
Out of interest how much do/did you pay, at the moment Vini is just sat whole car minus head, and my friends mini is complete but needs some work
I paid i think about £35 last time if i remember rightly, i pay it outright so its done and don't have to think about it. I chatted to them at one of the shows a couple of years ago might have even been a bit longer than that. Was pretty simple once it was setup, I only got it because I'm out on the road a lot so wanted to know that if anything happened I had it protected.
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