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Insurance When Not In Use


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#1 duf72

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Posted 20 May 2019 - 08:53 AM

Hi all. Just a quick question about insurance. Currently repairing my mini on the drive, can anyone tell me the best way of insuring? It's a second car, it's not going anywhere (yet!), but I would hate some toerag to nick it before I've even finished!!!



#2 unburntfuelinthemorning

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Posted 20 May 2019 - 09:05 AM

Insure it with a classic car policy.



#3 mpialan

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Posted 20 May 2019 - 11:01 AM

Most Classic Car insurance companies offer 'laid up' policies that will cover you for Fire & Theft. The fact your car is on the driveway may be a stumbing block.

#4 humph

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Posted 20 May 2019 - 11:50 AM

As mentioned if the car is pretty much complete most will do a laid up or project insurance. Because mine is mostly in boxes I can't get anything to cover it.



#5 unburntfuelinthemorning

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Posted 20 May 2019 - 12:56 PM

Not everyone garages their classic, particularly those with multiple cars or no garage.



#6 duf72

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Posted 21 May 2019 - 05:39 PM

Thanks. A laid up policy sounds like what I am looking for. Cheers all.



#7 yeti21586

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Posted 18 July 2019 - 10:01 AM

Out of interest who do people use for laid up insurance? I didn't reslise it was a thing until a friend asked me about it for her mini.

#8 Lucas1988

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Posted 18 July 2019 - 09:56 PM

I use footman james, they are great. They cover both the fitted and not fitted stuff. Including the 2 engines i have for it and all the boxed up stuff. I had to send copies of the work carried out and the state its in currently and as i add stuff they update the insurance as i send further photos



#9 yeti21586

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Posted 19 July 2019 - 05:56 AM

Out of interest how much do/did you pay, at the moment Vini is just sat whole car minus head, and my friends mini is complete but needs some work

#10 Lucas1988

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Posted 20 July 2019 - 03:32 PM

Out of interest how much do/did you pay, at the moment Vini is just sat whole car minus head, and my friends mini is complete but needs some work

I paid i think about £35 last time if i remember rightly, i pay it outright so its done and don't have to think about it. I chatted to them at one of the shows a couple of years ago might have even been a bit longer than that. Was pretty simple once it was setup, I only got it because I'm out on the road a lot so wanted to know that if anything happened I had it protected.






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