On an fwd car always fit the tyres with the most grip on the rear.
In order to promote terminal understeer.
The ideal is to fit the same tyres on all corners. Then just drive within the capability of the tyres. You don't go off the road because you have poor quality tyres, you go off because you are driving beyond the limits of the tyres.
Understeer is a lot easier for most drivers to correct ?♂️
I fully agree with your second paragraph though, most accidents happen because of too much ambition combined with too little skill ?
