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#1 Piddling Kid

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Posted 26 July 2007 - 06:00 PM

just wondering what it would cost someone to insure a z car as there first car when they past their test at 17. not that i am (cant afford one anyway) but has anyone done it and what price did they pay etc.
Callum

#2 Timtom

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Posted 26 July 2007 - 06:13 PM

hahaha that would be a ridiculous price!!.. I'm sure its not happened yet... And won't!..

#3 mini_morley

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Posted 26 July 2007 - 06:28 PM

think of about the largest number, then doubble it, and your somwhere close!
Most companies would just say an outright no, and the ones that didnt (if there are any) would probably want 5 grand plus id guess....

#4 Tomf

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Posted 26 July 2007 - 06:34 PM

Yea you would be lucky to get insured and if you find somewhere that will it would be at least 4.5k at a guess.

#5 alexcrosse

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Posted 26 July 2007 - 08:06 PM

it would cost u nothing mate, because they would say no. Try getting insured on a 1380 and most will say no, anything that is "modified". Even standard rs turbo's etc get the NO response.

#6 JetBLICK

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Posted 26 July 2007 - 08:12 PM

i've heard otherwise acctually.... well i dont think it was a 17 yr old, but i heard of a young chap - think he was 19? - getting insured on a 998 R1 mini cheaper than a standard 998 mini, the reason being is that its can be classed as a kit car on the insurance.

Having said that, if you can afford to build a z-car when you're 17, then you should have no trouble paying for insurance :shifty:

Edited by JetBLICK, 27 July 2007 - 10:57 AM.


#7 MiniMrMan

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Posted 27 July 2007 - 09:39 AM

Well I got full cover by HIC on my vtech zcars mini, for £750. I am only 22. I also have no claims history.

#8 Jammy

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Posted 30 July 2007 - 03:54 PM

You'd have to get kit car insurance, which means going to specialist insurance companies, most of whom stipulate that you must be 19+, 21+ or 25+.

#9 lukey1019

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Posted 30 July 2007 - 07:55 PM

They wont insure you.. end of :- but IF you find one that will it will be alot more than the minis worth neway.... n thats alot to start with..

#10 brandon7

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Posted 07 August 2007 - 12:02 PM

just wondering what it would cost someone to insure a z car as there first car when they past their test at 17. not that i am (cant afford one anyway) but has anyone done it and what price did they pay etc.
Callum

Start smaller classic engine mini you know stage 1 kit straight though exhaust get to know the cars. and work up. We have all been 17. Go for a classic 998 you wont be disappointed you can only go so fast round a round about.
I would not want to see a 17 yr old in an R1 mini... Holy F**k

Spend the money you save on insurance and make sure in a few years when you are say 21 you can get a the most mint Z car

#11 Spoonz

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Posted 28 August 2007 - 08:08 PM

Well I got full cover by HIC on my vtech zcars mini, for £750. I am only 22. I also have no claims history.


what compay is that with ?

got a phone number?

#12 Spoonz

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Posted 28 August 2007 - 08:09 PM

just wondering what it would cost someone to insure a z car as there first car when they past their test at 17. not that i am (cant afford one anyway) but has anyone done it and what price did they pay etc.
Callum

Start smaller classic engine mini you know stage 1 kit straight though exhaust get to know the cars. and work up. We have all been 17. Go for a classic 998 you wont be disappointed you can only go so fast round a round about.
I would not want to see a 17 yr old in an R1 mini... Holy F**k

Spend the money you save on insurance and make sure in a few years when you are say 21 you can get a the most mint Z car



im 20 and i have a z car,,,,,

#13 bpirie1000

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Posted 28 September 2007 - 07:53 AM

Well I to have been through this saga recently. I was given a Really Great Quote From SURE TERM. Got them to send out all teh paperwork and it states that it is Valid for 4 weeks. 10 days later I call up to Go ahead and Manage that then 4 hours later get a call from teh guy saying there was a mistake and thie under writters will not insure at that cost anymore..............

they want 3 times as much to insure me.... alittle annoyed to say the least...........

so back to calling all the Companies AGAIN to Get quotes........I should be in the garage not on the phone.......

Who do you all insure with??

#14 HILTY

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Posted 28 September 2007 - 12:04 PM

I insure with HIC there in the Mini World mag all the time £250 with a guaranteed value of £20k should it all end in tears. But I guess i'm an old git at 37.

Hilty

#15 markrally

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Posted 28 September 2007 - 12:05 PM

im with sureterm, now in my second year with them and this year it was under £300, agreed value and fully comp.

I find it very strange that it is so high????




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