Where Should I Get Mini Insurance From? 17 Years Old.need It Cheap? Help!
#1
Posted 02 November 2008 - 11:09 PM
#2
Posted 02 November 2008 - 11:17 PM
#3
Posted 02 November 2008 - 11:18 PM
was from Lancaster insurance with the Mini insured as a classic. Found it via Confused.com (which does actually work) !
I also hear a lot of people on this forum talking about Footman James although they were more expensive for me.
Horses for courses...
You could also try asking your parents to insure it as theirs and have you as a named driver.
Best wishes
Monty
#4
Posted 02 November 2008 - 11:24 PM
The companies usually want either 3-5 years experience or be aged over 21.
The other problem with classic insurance is that you do not accrue no claims discount.
#5
Posted 02 November 2008 - 11:26 PM
Best thing to do really is ring around as many companies as possible, try comparison sites but don't rely on them because they get good quotes for some people but not for others.
Adding your parents to your policy may help, or if they are going to drive the car more than you, put the insurance in their names with you as a named driver. You won't earn NCB this way though. I am 23 with 3yrs NCB and no claims within 3 years, but I still saved 25% on my insurance by adding both my parents (who also have clean licences) to my insurance on my daily driver as named drivers. I am still main driver so it's all legal, but "responsible adults" always help the quote
Don't go looking for a classic policy, best thing to do as a young driver is go with a standard policy, forget agreed valuation on your Mini (you shouldn't be driving something modified / worth too much anyway), and earn some NCB. Then in a year or so you will reap the benefits with cheaper policies
#6
Posted 02 November 2008 - 11:30 PM
You won't get insurance "cheap" as a 17 year old!
Best thing to do really is ring around as many companies as possible, try comparison sites but don't rely on them because they get good quotes for some people but not for others.
Adding your parents to your policy may help, or if they are going to drive the car more than you, put the insurance in their names with you as a named driver. You won't earn NCB this way though. I am 23 with 3yrs NCB and no claims within 3 years, but I still saved 25% on my insurance by adding both my parents (who also have clean licences) to my insurance on my daily driver as named drivers. I am still main driver so it's all legal, but "responsible adults" always help the quote
Don't go looking for a classic policy, best thing to do as a young driver is go with a standard policy, forget agreed valuation on your Mini (you shouldn't be driving something modified / worth too much anyway), and earn some NCB. Then in a year or so you will reap the benefits with cheaper policies
Couldn't have put it better myself..... so what she says ^^^^^
#7
Posted 02 November 2008 - 11:33 PM
#8
Posted 02 November 2008 - 11:36 PM
And lovies bear in mind, before it starts, that comparing quotes (as Miny's post) is normally useless as no two people will get the same quote.
#9
Posted 02 November 2008 - 11:42 PM
And lovies bear in mind that comparing quotes (as Miny's post) is normally useless as no two people will get the same quote.
I totaly agree but all of my sons mates that he's suggested to try Quinne for their cars (all makes) have had their best quotes from them.
It's always worth trying them, they really do specialise in learner insurance.
Dont forget though that when you pass your test your premium wil go up It used to go down but insurance companies have now cottoned on to the fact that a recently qualified driver is a much higher risk because he will not have anybody 'sitting' with him.
#10
Posted 02 November 2008 - 11:47 PM
Adrian Flux were best for me but make sure you ring them, not an online quote.
#11
Posted 02 November 2008 - 11:58 PM
I went on LV declared alloys, bucket seats on a 1991 998cc £1400 full comp.
Depends where you live, where its parked
People will give you silly quotes like £3000 and stuff tho
#12
Posted 03 November 2008 - 07:32 AM
Edited by minislapper, 03 November 2008 - 07:32 AM.
#13
Posted 03 November 2008 - 08:41 AM
#14
Posted 03 November 2008 - 08:53 AM
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