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My Sons First Mini


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#1 born2race

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Posted 19 April 2009 - 05:48 PM

Hi all,

Just joined the forum today.

Me and my mate are pulling together a mini rebuild based on 1000cc engine for my son. This will be his first car and at 17 he needs some advice getting some affordable insurance.

Any help would be of great assistance, hope you can help.

Thanks

Greg

#2 skaterava

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Posted 19 April 2009 - 06:07 PM

hello, how much are you looking to pay for insurance? im currently paying Direct Line £1150 (fully comp) on my own policy. im 18 and i also have a 1000cc engine in my Mini.

Learner drivers get cheaper insurance than people who have recently passed, so i would give Direct line a call for a quote. What year is the Mini you're putting together from?

#3 daemonchild

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Posted 19 April 2009 - 06:49 PM

hello, how much are you looking to pay for insurance? im currently paying Direct Line £1150 (fully comp) on my own policy. im 18 and i also have a 1000cc engine in my Mini.

Learner drivers get cheaper insurance than people who have recently passed, so i would give Direct line a call for a quote. What year is the Mini you're putting together from?


Also, it might be worth using the same company you're using to get a multi person discount.
I used the same as my wife and they gave me (copied over?) her no claims bonus when I had none as I'd been on company cars.
That was Direct Line as it happens.

#4 dazzul

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Posted 19 April 2009 - 07:02 PM

Im 18 and paying £1365, high crime area (Birmingham) city e 1000
direct line

i phoned and phoned millions of companies yet no one could beat direct lines online quote

#5 danrock101

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Posted 19 April 2009 - 07:50 PM

It's hard to get cheap insurance for 17 year old male drivers, a mini is about the cheapest though. The only way you're gonna get it at a decent price is if you insure it in your name but have him is a named driver, it was about half price for me. I'm 17 and it is £576 for a year fully comp with direct line for a 1000cc mini for me, but my dad has a car, a van and home insurance with them so we got a bit of discount. They found out that I wasn't going to be main driver because my dad said somthing and now they want to charge about £1200 :P

#6 leaky

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Posted 19 April 2009 - 08:00 PM

Hey. Im paying £1250 for me and my dad to insure my 998cc mini with a stage one kit. Im with Experess Direct but their are a few companys that specialise in minis. Things like becoming a member of a local mini club and getting your son to do pass plus will bring the cost of your insurance down.

#7 mk1leg

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Posted 19 April 2009 - 08:01 PM

Hi..and welcome to TMF and good luck on your sons mini rebuild............ :P

#8 born2race

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Posted 19 April 2009 - 08:21 PM

Thanks for all your comments.

At the moment the cars not ready for the road, so i have a little time to sort out the insurance.

Once again thanks.

#9 benmini

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Posted 19 April 2009 - 10:20 PM

welcome to TMF.

Ring footman james about insurance. Adrian flux quoted me 1k and footman james quoted me £567. both third party, fire and theft

#10 born2race

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Posted 20 April 2009 - 06:38 PM

welcome to TMF.

Ring footman james about insurance. Adrian flux quoted me 1k and footman james quoted me £567. both third party, fire and theft



Thanks Benmini

#11 danrock101

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Posted 20 April 2009 - 10:20 PM

I tried footman james and they don't insure 17 year olds?

#12 ashby_steve

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Posted 20 April 2009 - 11:36 PM

im with co-op ins under my mums name, shes got no no claims and its 95 a month 1st inst was about 150

#13 mimi the mini

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Posted 21 April 2009 - 01:34 AM

Im with adrian flux and got mine for 500 a year for a 1.3 engine. Couldn't go with footman james as my car was 1 year too young to be on the classic insurance :)

#14 M J W J

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Posted 21 April 2009 - 11:31 AM

I was 17 when i first insured my mini which came to £1150. This was only third part fire and theft but fully comp was only about £200 more. This was my own policy with direct line so I now have 2 years no claims and insurance is only £400. Direct line give all drivers on the policy a no claims bonus after one year but only if you re insure with them.

Try a company called e-buget insurance. They were slightly less than direct line but for some reason when I comfirmed my details they refused to insure me. Not sure whether this was the diabetes or the engine swap? All I can say is try them.

#15 mike.

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Posted 21 April 2009 - 12:16 PM

Look at Classic insurance. Ring footman james for a quote.

Cheapest i could find on my 998 at 17 was £1200 from LV with no mods declared. But on classic insurance with all mods declared, i got quoted £700 by footman james.




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