16 replies to this topic

[mini danny]

im going to be turing 17 in may and i was just looking at getting provisional insured on the mini for me to take for a spin and to learn with my mum in the car but do i have to get provisional insurance my mum is fully comp at mo on the mini until i pass my test so could i just drive it as it is ????????????????

thanks in advance dan

[Dan]

Your Mum being fully comp on the Mini means she is insured to drive it. You are not. You need insurance. Become a named driver on her policy, making sure they know you are a learner.

[shorty]

well no not really as you'd be the driver not your mother so if you get into a crash thats it minis gone.

get some provisional insurance on the go as with some companies the minute you take out provisional insurance your NCB's start to build up.
i got 1 year 2 years NCB on my provisional with Quinn Direct

[mini danny]

Your Mum being fully comp on the Mini means she is insured to drive it. You are not. You need insurance. Become a named driver on her policy, making sure they know you are a learner.

ok thanks ill have a look into it will it be more that im a leaner driver ??? thanks dan

[shorty]

Your Mum being fully comp on the Mini means she is insured to drive it. You are not. You need insurance. Become a named driver on her policy, making sure they know you are a learner.

ok thanks ill have a look into it will it be more that im a leaner driver ??? thanks dan

it can be more or it could be less
just depends on the quotes you get and from what companies you go to, to get those quotes

[mini danny]

ive just been on quinne direct and i put my reg in and it comes in and say select year but only goes to 89 and mines a 87 :S

[shorty]

ive just been on quinne direct and i put my reg in and it comes in and say select year but only goes to 89 and mines a 87 :S

could try ringing them up and asking directly
mine was an 89 so i had no problem with it.
but i did get the quote through go compare

[mini danny]

ive just been on quinne direct and i put my reg in and it comes in and say select year but only goes to 89 and mines a 87 :S

could try ringing them up and asking directly
mine was an 89 so i had no problem with it.
but i did get the quote through go compare

ok thanks ill have a look og go compare thanks dan

[mini danny]

they want 900 to become provisional insured i dont think so ild rather buy lessons with it i can get probley insureded for 1100 fully comp when ive passed my test

[jameslb101]

Try:

Quinn direct

And when you pass try:

i-kube

Footman James

[shorty]

900 quid is cheap and if you did get it atleast you'll have 1 years no claims when it comes to renewing the insurance.

would deffo do as dan said as well though, see how much it will cost to be a named driver under your mums policy

[mini danny]

900 quid is cheap and if you did get it atleast you'll have 1 years no claims when it comes to renewing the insurance.

would deffo do as dan said as well though, see how much it will cost to be a named driver under your mums policy

my instructor took me for a private lesson off road because ma dad knows him he said i should only need no more than 10 lessons and i should be able to book my test within 4weeks of my birthday so i dont know if it worth it as ill only use it for 4 weeks

[oli8925]

If you get insurance now as a provisional licence holder, when you pass your test you can just call them up and amend your details so that they know youre now a full license holder. they might charge you a bit more, or they might just ask for an admin fee, but i dont see how its going to make it any more expensive for you to take out an insurance policy now. and as people are saying you can start building your NCB immediately.

[ashmiddleton]

i done this on my mini with my provisional £110 a month but i didnt have to pay a deposit cant remember what company tho

[bunch1980]

I did just this for my mini, im 29 now and with admiral had my provisional for over 10yrs and have bike licence to. and it will up once i pass test which i guess makes sense although i might be
driving it daily soon to work with my missus lol so much for the test eh! still need to pass it to drive alone lol!