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Quick Insurance Question


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#1 asmith88

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Posted 16 March 2010 - 01:24 PM

If i have two cars and both have different insurance policies for the same year, does that mean i can have 2 years worth of NCB or just one??

It may sound like a silly question but it could save me a good bit of cash on my renewal!

Thanks in advance

#2 davidv

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Posted 16 March 2010 - 01:35 PM

I think they will only look at one in a year.So keep one clean for next year Maybe.

#3 Guess-Works.com

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Posted 16 March 2010 - 02:16 PM

Your insurers will only take the NCB from one policy, however you should get a small discount for having multiple vehicles..

#4 sazal

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Posted 16 March 2010 - 02:28 PM

You can only have 1 lot ;)

#5 asmith88

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Posted 16 March 2010 - 02:38 PM

Thats a bit retarded.... a well worth a try,

also can anybody tell me why i can't get a quote for my E30 bmw! got one for £540 last year with one years NCB and This year, nothing has changed, adress, job etc still the same, 2 years NCB and the cheapest quote i can find is over £900!

Does andybody have any suggestions that might help, ive tryed phoning round insurers and nothing!

#6 TJenkos

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Posted 16 March 2010 - 07:39 PM

Bell.co.uk?

#7 davidv

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Posted 16 March 2010 - 08:10 PM

Try Nobheads They cover soft tops to.they are on the web and give free top head quotes on Insurance loss.Summers comming so the warm quotes get better they may even cover your BMw or at least give it a top temp cover.I trust them had them on one of my cars with them, they may have gone down this year.Hope not.
Have a look on the web. I had to move to A-Plan-insurance team for my van.All the Best.

#8 stickycreambun

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Posted 16 March 2010 - 08:18 PM

I was told when I renewed my mini policy a month ago that car insurance in general has gone up by up to 20%, and is 'harder' to get.

#9 davidv

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Posted 16 March 2010 - 09:31 PM

Insurance is always a big chat they have all gone up this year on anything.Fuel is the next one.

#10 The Colonel

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Posted 16 March 2010 - 09:48 PM

just get the bare minimum insurance they'll only shaft you if do make a claim anyways just do like a cheap TPFT

#11 Twincam

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Posted 16 March 2010 - 10:00 PM

Insurance is always a big chat they have all gone up this year on anything.Fuel is the next one.


When the VAT dropped to 15%, the government put an extra 2% to keep it around about the same price.

When the VAT went back up to 17.5%, they didn't bother taking the 2% they put on off... >_<

Edit: Stick with TPFT (I'd rather repair my own Mini - at least you know what job has been done) unless you want to drive other Vehicles.

Edited by Twincam, 16 March 2010 - 10:01 PM.





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