28 replies to this topic

[MiniBonkerz]

28 soon to be 29 cooper sportspack 98 1275cc mods include brakes, exhaust and front grill fully protected ncb with wife on shes 28 no accidents or convictions for either of us been driving 10 years wife 11 years Guess how much it costs us fully comp a year?????

[tom1993]

Thanks everyone for youre replies im guessing im going to have to shop around
if the quote is too much maybe ill have to start looking at a 998 ? is there much difference in performcance speed accerlaration ect .... as that is why is was looking at a 1275

[WRLondon]

personally i prefer the 998 as its alot revvier and you can spank it without worrying about the possible bills in a few months haha
you can pick up decent 998 replacements for around the £200 mark so they are great fun
good on petrol aswell, at about 50mpg
that was my first mini and it could cruise at 90 (i meant 70 but 90 isnt a problem .)
i drive a 1301 and its looking to cost me about £400 to repair -.-
would drop a 998 back in but im still insured for the 1300 so wouldnt be much point!

[tom1993]

personally i prefer the 998 as its alot revvier and you can spank it without worrying about the possible bills in a few months haha
you can pick up decent 998 replacements for around the £200 mark so they are great fun
good on petrol aswell, at about 50mpg
that was my first mini and it could cruise at 90 (i meant 70 but 90 isnt a problem .)
i drive a 1301 and its looking to cost me about £400 to repair -.-
would drop a 998 back in but im still insured for the 1300 so wouldnt be much point!

ahh all good
thanks for that mate ! so yes i think ill get a 998 then

[willyg]

just rang footman james... 1972 clubman with a 1275, unlimited miles, im 20, £980
the reason it costs nearer a grand compared to some of you other 20 yr olds is because it has a midified engine, as in 1275 wasnt the original size (was probably a 998) so i told her that and she seemed to think that that mod would put the price up a fair bit? any thoughts?

minibonkerz - 50p?

[Sammy D]

Buy a 998 Mini.

Insure it.

Put a 1275 in it.

Done.

Don't crash.

[MiniBonkerz]

28 soon to be 29 cooper sportspack 98 1275cc mods include brakes, exhaust and front grill fully protected ncb with wife on shes 28 no accidents or convictions for either of us been driving 10 years wife 11 years Guess how much it costs us fully comp a year?????

Forgot about the thread lol i Pay £159.62 a year

[skaterava]

Why is it that us mini owners find it hard to insure a little 1275, that is less likely to be raced about and show of, whereas if you get a 1.6 golf, vts etc that is more likely to get raced and used as a boy racer car you find it more easier to get insured

That really does stump me that one does.

Minis ARE raced about a fair bit actually. But i think the main reason is because young guys with Minis often modify them heavily (because there's so much to modify on them, and they're much cheaper to modify than other cars), and then they crash them.

One thing that does stump me about insurance companies is why they want to know the tiniest details about your car - i understand they want to identify potential risky drivers, but really, do i need to declare a tow bar, or xenon headlights, or a centre console!?

I'm 19, 1 year NCB, 6000 miles max mileage, wide wheels declared, £750 with Footman James. The lowest non-classic premium was about £900 and that didn't include breakdown/legal cover.

[clubmanreece]

what appends if u buy a "998" supposedly knowing nuffin about minis but what lies up frontis actually a 1380 fully modded up how is ur average joe supposed to know????

[The_Mistro]

Buy a 998 Mini.

Insure it.

Put a 1275 in it.

Done.

Don't crash.

great advice there, i think not!

you can get insured on a 1275, just be prepared to pay a bit more! i got insured on a 1275 spi at 17, cost me a fair bit as i did quite a few thousand miles while i was still living at home, it cost me 1600 for the first year, icluding a couple of months as a provisional, quite a few months when i had passed and then a couple of months with pass plus which nocked it down a bit! that was only tpft though! buty it is do able! that was with the 13x7s, sportspack arches and maniflow exhaust! although i told them it was a specially made mini exhaust and cost the same as a standard exhaust, which isnt lying really! also told them about the bucket seats and door cards etc! if your worried about the mods, just get a standard mini, keep it standard for a few years! insurance love standard!

[The_Mistro]

what appends if u buy a "998" supposedly knowing nuffin about minis but what lies up frontis actually a 1380 fully modded up how is ur average joe supposed to know????

and when you crash, and your mini is inspected, ad they see the LCB manifold and decide to investigate further your in the *melon*

[MiniAlex]

I'm 17 with Quinn insurance and it's £900 a year, I am a named driver tho. If you become a member of the BMC you can get your insurance a lot cheaper

[wilcooper]

I was.

£1400 fully comp for 92 mini cooper 1275.

[DoubleHB176]

I am 17 and on my own policy as the registered owner with Footman James, third party on a 1998 Rover Cooper Sport (1275 MPi).

Limited to 6000 miles per year.

It is classified as a classic car, declared stainless steel exhaust.

Member of the British Mini Club

£800

Pleased as punch ! Beats the Saxo boys for style any day.

Edited by DoubleHB176, 09 May 2010 - 10:25 PM.