17 replies to this topic

[Guess-Works.com]

Because it has already been tagged with a CAT C ( from the prior bump & repair ) if it's tagged again it'll make little difference even if you do manage to get the current 'flag' change from a C to a D. It's still recorded as a CAT C write off from the previous incident.

Once it's gone through the VIC, it'll still show on an HPI/vehicle check but it should also show that it's been inspected, or the potential buyer can ring the DVLA to check... I've had to do this on many occasions.

The unfortunate side is, the vehicle will always have a lower market value than one which has no markers, but silly as it is, will also be valued lower than a similar vehicle which may have experienced the same damage, not been recorded with an insurance firm, and fixed, fudged or bodged in someones garage... At least with the check the potential buyer can have the assurance that it's straight and not "bent" in any sense of the word.

[Many Minis Make 1]

The funny thing about all of this, is it has an agreed valuation of £4000 on it now, and was selling it for half its agreed value.

[1stpromotive1275gt]

The funny thing about all of this, is it has an agreed valuation of £4000 on it now, and was selling it for half its agreed value.

Hi,
I deal with a lot of cat c and cat d mpi minis.

I dont want to get off the point to much but thought id let you know some of my experiances.

cat d is not listed on the log book. but will show up on an hpi with the date the insurance company paid out on it.
cat c is stated at the bottom of the front page of the log book along with the fact that the reg number will be non transferable.

a rolls royce with say £10,000 of damage (not hard I would say) could be classed as cat d but a mini with only £2000 worth of damage could be a cat c. Even if the roller was undrivable because of suspension damage and the mini just had vandle damage with paint stripper or something.
Its the value that puts the catagory on it as far as im aware and not the actual damage. the vic check is a way of getting more money from you and is surposed to make sure that the vehicle involved in the crash is the one repaired, as they have access to all the insurance company reports and pictures to check that the car is the correct one.
In reality its a 2 minute job where the man opens the bonnet and checks the vin number against the chassis number and records. Its very annoying to wait weeks or months if you do it by post just to see him open the bonnet and close it again. print out a pass and hand it to you.
you then have to send off for a new log book and wait.
In your case you wont need to do anything except send off the log book when you sell it. as you already have one.
you can tax and mot a car that requires a vic check and I even put a personal plate on mine with just the green slip while i was waiting for the new one to arrive.
if you bought this car from an insurance company or salvage yard then you would not be able to as they never come with any paperwork.
The reason it did not state that the car was a cat c on your log book before was that it probably was written off before the vic check came into force.
But the hpi never lies and even if you dont have to legally tell someone that its recorded as a write off its so cheap to do a check these days that your just wasting peoples time if you dont mention it and the sale will just not go ahead.
Also I would imagine that the agreed value is not worth the paper its written on as im sure that the fact that the car is written off is a material fact ( a word they use to get around the "i didnt know" excuse) and a question that they ask when you insure the car.
I bet if you rang them and told them that the car was a cat c before and its now had another accident they would retract that offer very swiftly.

The fact that its already a cat c means it could not be classed as a cat d whether the car had a dent or a full on smash as a result of the crash.
Your lucky its not been classed as a cat b (break for spares only) as this is what happens to a lot of low value ( in respect of cost to repair and not the fact its a mini ) cars these days.

The funny thing is that your minis probably better kept, looked after and maintained than a lot of " clean one lady owner " cars out there. But that wont stop potential buyers being put off by the big black letters which will be at the bottom of your log book next time you get it back from the dvla!
I would just accept it and move on.

Edited by 1stpromotive1275gt, 26 May 2010 - 11:29 AM.