10 replies to this topic

[check_mate]

Hi All...

New to TMF!

And yeah, another asking about insurance! Sorry...

I'm 18 with one years no claims and I've got a 998 Mini CheckMate;
13x7 alloys, wide arches, Hi Lo's all round, upholstery changed and a stage 1 kit...

Just wondering if anyone else has the same or near to, and how much there paying for insurance..?
My first years insurance cost me just over 2 grand!! Theres no way I'm paying that much again...
Or if anyone could copy in a link to another thread that would help?

Must appreciated guys!

[maggies_minder]

mate without sounding rude, this is a pointless thread,
there are so many variables that your policy price will be nothing like another 18 year olds.
the only way to find out how much its likely to be is to phone around.

just to add, get a mini mag and try the numbers in the back. you'll be suprised how much they lower there quotes when you already have one from a rival.

Edited by maggies_minder, 23 July 2010 - 01:53 PM.

[Niall W]

Give Footman James a call mate. Website says they only insure O21's but that's just quoting online

[Jet_black]

Try Footman James they seem to be quite good when it comes to Mini insurance.

[crossy71]

My first year was with adrian flux At 1500 quid, this year at 19 i paid 350 quid with footman james they told me my first year would have been a bargain 800quid if i had gone with them. Its only fire and theft but at this early stage of driving i think that its bloody good value.

Thats on a 71 mini good condition, 998cc engine with stage 1 and 266 cam and fairly spec'd in other area's

They dont like it if ur engine is putting out about 15% more power than standard, but u can get around that with a stock 1275 and they told me my exess would raise by 50 quid, no actuall insurance increace tho!!!!

[mike.]

As above its pretty useless asking what others are paying because there are so many variables. For example my mate in Wolverhampton pays £600 for his insurance on a golf with a 1.6 engine. I got quote for a similar car living in Manchester of £2700.

My mini insurance is with footman james. With all mods declared at 17 it was £700.

I believe classic insurance is the way to go for new drivers with modded minis. You don't earn no claims but you saves thousands over normal insurance.

[skaterava]

I can vouch for Footman James. 18 years old, 1 year no claims, 998 Mini with wide wheels cost me £750. I wouldn't bother mentioning the upholstery change to the insurers, unless you've put bucket seats in.

Edited by skaterava, 23 July 2010 - 05:10 PM.

[maggies_minder]

As above its pretty useless asking what others are paying because there are so many variables. For example my mate in Wolverhampton pays £600 for his insurance on a golf with a 1.6 engine. I got quote for a similar car living in Manchester of £2700.

My mini insurance is with footman james. With all mods declared at 17 it was £700.

I believe classic insurance is the way to go for new drivers with modded minis. You don't earn no claims but you saves thousands over normal insurance.

ive got a classic policy that i get proper no claims with, should i not have to claim.
and i get covered on other cars dispite being 22.

[mike.]

Whos that with then? Because i'm pretty certain with mine I don't earn no claims...

[hepple]

try footman james as everyone else is saying
i am 17 and i have had a quote of £1000 with basically the same mods. ( on my dads insurance though )

[maggies_minder]

flux direct, a sister company of adrian flux and half the price of andrian flux.

i was with them last year and have got a proper years no claims.