15 replies to this topic

[J960mayfair]

well last year my insurance quote with tesco was 1349 third party only that with my 10% staff discoount limited to 6000 miles a year and no mods!

went to get a quote from footman james wow!

515 thrid part fire and theft
1300 fully comp

thats declearing
1275 engine
stage 1 kit
alloy wheels
bucket seats

so happy happy happy

i am 20 with 1 years ncb

also unlimited millage
break down cover
35 days eu cover! well happy!!

[scotty_18]

I've just gone onto thr website, and its saying that before i get a quote, i have to be able to say yes to the following statements, im under 25, the car is not garaged and it is not completely standard...

Where you car is not standard, you're the same age as me too....?!

[tommy13]

I've just gone onto thr website, and its saying that before i get a quote, i have to be able to say yes to the following statements, im under 25, the car is not garaged and it is not completely standard...

Where you car is not standard, you're the same age as me too....?!

This comes up quite often. Ignore the website and telephone them directly. I'm sure they will cover you.

[scotty_18]

ill phone tomorow then

[Midas Mk1]

Should have tried Peter James, ive a similiar spec to yours, non standard 1275 etc but with more mods declared, with recovery and is less than £1300 fully comp

Im 17, with no ncb too

Edited by Midas Mk1, 03 March 2011 - 06:49 PM.

[scotty_18]

See ive got buckets, 998cc with stage1 kit, alloys and no rear seats, nearly two years no claims. so i should be able to get footman james if J960mayfair got it ill keep my eye out though

[tommy13]

See ive got buckets, 998cc with stage1 kit, alloys and no rear seats, nearly two years no claims. so i should be able to get footman james if J960mayfair got it ill keep my eye out though

It will pay to ring both companies. FJ covered my son's Mk1 with mods when he was 17 for £ 1100 fully comp. same the following year, then this year wacked it up to £ 1300 with no explanation. Peter James offered the same cover for half this price.
Also bear in mind you will not gain any more no claims bonus on these classic policies.

[scotty_18]

That is so cheap! oh really? so if i have two when i re-insure, i wont get anymore?

[tommy13]

That is so cheap! oh really? so if i have two when i re-insure, i wont get anymore?

I believe that is the case, but be sure to ask. What these companies will do is write you a letter stating that you have been insured with them for however long it may be and that during that time you have made no claims. This is useful if you move to another company who do award no claims bonus and may well give you extra no claims on the strength of the letter.

[hazpalmer14]

id try peter james, i phoned footman james got a really good quote but they wanted me to pay within 3 months rather then across the year. Worked out to be like £250 deposit then like £300 maybe more for the next 3 months

[camp freddy]

try Adrian flux, fully comp, no noclaims, all mods disclosed, guaranteed £4000 payout
£120 ................. I am 44 though

[carts60]

Insurance prices have gone through the roof over the past couple of years.

When I first started driving at 18 (sept 2007) in an 89 998 City E it cost me £650 for my first year. Second dropped to £420 odd. Iv since changed to a 91 cooper and its risen again to £770 this year - after 3 years no claims (though im not fully comp and driving a 1275, stage 1 kit & mods declared).

I wonder what figure they'll pick out of the air this september?

Edited by carts60, 04 March 2011 - 12:58 PM.

[Tomfoolery]

I got insured with Footman James yesterday for £109 fully comp with unlimited mileage, free breakdown recovery and a 3750 agreed valuation. (I'm 37 though).

Last year the premium was double this. What changed is that I got FJ to accept that I was a member of a club. This made a huge difference to the premium. If you use their website you'll find very few mini clubs are accepted but if you ring them then they'll accept any club. Joining Surrey Hills Mini Group cost me £15 and saved me £100 on my insurance and gets me a discount at Mini Speed.

[Scallywag630]

I got insured with Footman James yesterday for £109 fully comp with unlimited mileage, free breakdown recovery and a 3750 agreed valuation. (I'm 37 though).

Last year the premium was double this. What changed is that I got FJ to accept that I was a member of a club. This made a huge difference to the premium. If you use their website you'll find very few mini clubs are accepted but if you ring them then they'll accept any club. Joining Surrey Hills Mini Group cost me £15 and saved me £100 on my insurance and gets me a discount at Mini Speed.

Why did you not just tell them you were a TMF+ member...I did and £105. unlimited mileage, £5k agreed value, etc..57 year old.

[Tomfoolery]

Thats a good point. I was wondering if they also accept TMF+... Makes the small membership fee quite worthwhile