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Lovely Insurance Question


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#1 cherryblossom

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Posted 06 April 2011 - 10:55 AM

Hey guys,

I've been with footman james for the last year, but i cant do the whole pay the full amount of money in three months. So im looking for insurance for Cherry who has a 1380, 10' wellers and 1 year no claims as i crashed last year. Also would like to pay monthy doesnt have to be a super cheap quote just someone who will cover me fully comp with all mod's delared and im 23 so finding it pretty difficult as its not a standard engine so i have to be over 25 to get insurance with some companys....


Any help would be lovely

Sian
x

#2 yeti21586

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Posted 06 April 2011 - 12:46 PM

Adrian flux have done me good over the past 3 years, I had to ask for fully comp and also driving others cars third party when I first passed at 22

YetI

#3 hazpalmer14

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Posted 06 April 2011 - 01:16 PM

try peter james sian, im 20 all mods declared no, no claims and mine is £1059 fully comp unlimited mileage etc

#4 cherryblossom

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Posted 06 April 2011 - 01:25 PM

Tried but they couldnt insure me as Cherry standard engine was a 998 but now a 1380, have to be 25 to insure her:(, with HIC now still ******* £880 for her :D

#5 hazpalmer14

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Posted 06 April 2011 - 01:36 PM

Tried but they couldnt insure me as Cherry standard engine was a 998 but now a 1380, have to be 25 to insure her:(, with HIC now still ******* £880 for her :D


as if? mine was 998 now 1275 mg metro :/ keep shopping around

#6 cherryblossom

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Posted 06 April 2011 - 01:41 PM

yeh i kno, HIC is the cheapest that ive found so got depressed and bit the bullet and paid HIC. i just dont understand why its so frigging expensive

#7 AVV IT

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Posted 06 April 2011 - 03:15 PM

If footman James is the best quote available, then can't you just pay the annual one off premium to them and finance it else where (i.e. a 12 month bank loan). Insurance installments APR (interest rates) are usually much higher than a bank loan anyway, so with a bank loan you will not only get the best premium, but the cost of the finance will probably cost you much less too!! :D

#8 maggies_minder

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Posted 06 April 2011 - 03:17 PM

flux direct? adrian flux's sister company.

#9 cherryblossom

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Posted 06 April 2011 - 04:12 PM

If footman James is the best quote available, then can't you just pay the annual one off premium to them and finance it else where (i.e. a 12 month bank loan). Insurance installments APR (interest rates) are usually much higher than a bank loan anyway, so with a bank loan you will not only get the best premium, but the cost of the finance will probably cost you much less too!! :D



Id love too but i thats not really an option to be honest, the intrest wasnt that bad but thanks for the advice tho :P




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