10 replies to this topic

[sam138]

Hi ,
I am new to the forum and am looking to buy my first mini and have got a qoute from Peter james for £758.43, for a austin mini 1988 998cc . And would like to know if i added my dad as second driver would it make a diffrence . I also told them i had no alarm system but if i add a immobiliser made by cobra with thatcham cat 2 will this all bring it down at all?

[xtr hardcore]

Yes. Security mods will certainly bring your insurance down, my old mini had a thatcham cat.2 and also a 24/hr mon/guard tracker. Brought it down by a few hundred. Thats a very good quote you have their, i paid 2k for my insurance on my first mini.
I'm not too sure on adding your dad you'll have to ring and find out!

Good luck, Luke

[maryquant]

It may help bring it down, but insurance companies are getting wise to all the tricks and so reducing the amount they reduce the premium by. A cat 2 should help as well.

Did you mean footman james? if not give them a try - they do young driver classic policies.

Edit: Do you need to drive your car between 11pm and 6am? If not there are some special new driver policies that are reasonably priced but limit the times you can drive.

Edited by maryquant, 01 May 2011 - 11:29 AM.

[josh370]

Have you tried Footman James? Mines 650 on a 1275 cooper spi, I'm 17 and it was my first car as well, so yours should be quite cheap.

My bad, maryquant already mentioned Footman James.

Edited by josh370, 01 May 2011 - 06:25 PM.

[sam138]

Many thanks for replys, Yes i have spoke to footman james and they gave me a qoute of £951 which is a bit of a diffrence so may give them a ring back and see if they will match or beat it.

Sam

Edited by sam138, 01 May 2011 - 08:48 PM.

[sarahcoles]

The insurance premium for young drivers can be controlled by safe driving practices being adopted by the young drivers. The no claim bonus is applicable in these policies too. The young drivers can drive safely for certain stipulated period and hence raise no claim. This will entitle them to the no claim bonus in the form of the discount in premium. The Quinn car insurance for young drivers will also provide special incentive if the young driver takes up any type of safe driving training program. The safety accessories fitted to the car will also fetch you some discount on the premium. The car model also makes difference in the premium. The sports car will take more speed and hence there would be more chances of damage. Therefore, it is recommended that if you are looking for an affordable premium for your teen ager’s car then always buy him the basic car.

The Quinn car insurance for young drivers can also be purchased online. You can also go through the details given online. The online quotes are also available for your reference. The payment option on the Quinn Car Insurance website is very safe and secured. You can make payment through credit card without any worries of fraud and cheating. The documents are also sent to the customer through email for easy and quick activation of the policy.

[Tahiti Joe]

I paid £870 for a year on my 1275 Mini Tahiti with Footman James. Its kept garaged overnight, and thats on my own policy with me as the declared owner and everything...
Better than some of me friends £3k+ on Clios and Corsas...

[richard29593]

i payed about £730 for me and my twin brother to be insured on our 1990 998 mini

not bad for two 17 year olds

(we payed half and half so a good deal all round lol)

yours

Rick

[sam138]

Many thanks for the reply ,
would it make a big diffrence if i got a 1275cc/1.3 mini to a 998cc what sort of extra would i pay more on top for the bigger engine .

[Mini Adam]

Many thanks for the reply ,
would it make a big diffrence if i got a 1275cc/1.3 mini to a 998cc what sort of extra would i pay more on top for the bigger engine .

As soon as you start looking at a larger engine than a 1L you'll find it goes up by quite a lot.
It really depends what you're willing to pay.
Adam

[OldBetty1979]

I paid £1700 think I went with the wrong one :L