48 replies to this topic

[pikey7]

After the "spate" of Insurance questions, maybe a simple FAQ is in order?

If you are willing to post a few minor details in the post, it'll give newbies and people with modifications in mind an idea of what it's gonna cost them.

Sooooo, hows about this:

Mini model/year: (RSP, Cooper, Sprite etc)
Engine size: (998, 1071, 1275, 1380 etc)
Modifications: (I think it best to just say none,light, mild, heavy, race)
Driver age: (says it all)
Postcode: (just first 3/4 digits)
Quote: (just round figures, and cover type)
Company: (Insurer)

Obviously it won't give people a full quote, but it will stop all these long winded qustions.....

I would start, but I don't actually have the pile of parts that is my beast insured yet!

Mods, feel free to move this thread as you see fit! (Or delete it if it's a bad idea! )

[Holly]

Mini model: 1988 mayfair
Engine size: 998 auto
Modifications: 0
Driver age: 18
Postcode: TR9
Quote: £500 TPFT
value: £1000
Company: tesco

[Teapot]

Mini model/year: Austin pickup 1981
Engine size: 1380
Modifications: heavy
Driver age: 65
Postcode: SN4
Value: £4,000
Quote: £235 fully comp
Company: NIG, via Adrian Flux

[Pooky]

Good idea

Mini model/year: City E/1989
Engine size: 998
Modifications: Mild
Driver age: 19
Postcode: TN34
Quote: £498 Fully comp
Company: MiniWorld

[Bungle]

Mini model/year: 1990 cooper carb
Engine size: 1275
Modifications: stage 1 kit ,head , 1.5 rockers , suspension , wheels , 1/2 leather + wood inside etc
Driver age: 33
Postcode: PL23
Value: £3500
Quote: £130 fully comp + agreen value + personal loss ( i feel old)
Company: HIC

[Holly]

you r old he he

[Cappy]

Mini model/year: 1987 city e
Engine size: 998
Modifications: stage 1, roll cage, racing seats/harnesses/alloys
Driver age: 18
Postcode: BB4
Value: £1500
Quote: £973 tfft
Company: ensgleigh

[Jackman]

Mini model/year: 1987 City E
Engine size: 998 (soon to be 1275)
Modifications: light
Driver age: 21
Postcode: BL5
Quote: 470 (998) 550 (1257) 2 years no claims, 1500 agreed value, trackday cover, 8k miles per year, fully comp
Company: Miniworld(HIC)

[Supersammyd]

Mini model/year: 1000 1977
Engine size: 998
Modifications: None
Driver age: 18 (Also Female)
Postcode: WF7
Quote:£425ish i think :s
Company: Direct Line *is just 3rd party, no fire or theft for me*

[Cookie Monster]

Mini model/year: Mayfair 1990
Engine size: 998
Modifications: Minilites and stage 1
Driver age: 17 on a provisional
Postcode: PO14
Value 1000
Quote:£1206 TPFT (includes leagal and full breakdown)
Company:Footman James

Mini model/year: 850 1972
Engine size: 850
Modifications: None
Driver age: 44
Postcode: PO14
Value 1000 agreed
Quote:£130 fully comp
Company: Sure Term

[Purple Tom]

Mini model/year: 1978 Clubman
Engine size: 1293
Modifications: very heavy
Driver age: 21
Postcode: DE56
Quote: £410 F/C (second policy so zero no claims), 6000 limited miles. trackday cover, £5k agreed value.
Company: Miniworld(HIC)

[Pie]

Mini model/year: 1986 mayfair
Engine size: 998
Modifications: stg1 kit, and 4spot lights
Driver age: 19
Postcode: wr8
Quote: £870 | £670
Company: Miniworld | Endsliegh
Type of cover: Both FULLY COMP!!

[cooper_shaz]

Mini model/year: Cooper sportspack
Engine size: 1275
Modifications: none
Driver age: 29
Postcode: EH1
Quote: 145 fully comp, 0 XS, agreed value
Company: Esure

[Ade]

Mini model/year: 1975 Minus
Engine size: 998 (R1)
Modifications: Errmmm heavy...... Z-cars conversion
Driver age: 30
Postcode: NN12
Quote: £286 fully comp limited mileage 5000 per annum assured value £15000
Company: Sureterm

[Bounce]

Mini model/year: 1995 Cooper SPi
Engine size: 1275
Modifications: Stage 1, 1.5 rockers, wheels, stand-alone headlamps, SW5 cam.
Driver age: 20
Postcode: PE8
Quote: £775 fully comp
Company: Adrian Flux