5 replies to this topic

[mini1.3]

since footman james not insuring 18 year olds what else could be advised as the best quote ive had is 2300 on my hl e 998
i have spoken to a car trader and he seems to think some traders insurance will let me be named on there its not like i want a porche or hummer i just want to get back on the road with doctors apoointments and pysiotherapy to go to i need my car)

any one with traders policy shed some light ??

[Jordie]

well what trade are you?

Motor risks trade cover is what you will want, but they will what to know what exactly entitles you to be classed as motor trade. Ie. are you a seller, do you sell x amount of cars from home per year, which you dont buy for yourself/private use. Do you do vehicle repairs, thus need to drive any car with motor risks cover?

Be aware that if you put repair cars your quote will increase as it does for all mechanics trades. If you sell cars, they may want proof.

Under 25 you are limited to engine sizes, so its not exactly drive anything cover at that age. 1600cc petrol and 2000cc diesel comes to mind. max insurance group of 10 i think?
Under 21 some companies will not even entertain you, even as a 2nd driver on the main policy holders insurance.

Insurance is expensive these days. Ive just changed cars and got an £80 increase over 6months.

At your age that is the kind of quote youd be expecting to recieve, I dont think you will find a motor trade policy within that price range that covers you. Also your car would only be covered at market value as theres no agreed valuations.

[Guess-Works.com]

To be a named drive on my trade policy, you either need to be employee or an immediate relative....and I suspect it will be the same on any other trade policy.

There's no way round it, insurance for under 25's is expensive

[mini1.3]

well buy and sell a few second hand cheap cars and rang a few places and get a quote for 1500 on my own which isnt bad

[BlackJester]

Alright mate, who did you ring for 1500 quoteD?
Having trouble myself finding a trader's insurance that will touch me.66666

[Shifty]

I really don't think this should be encouraged and I'm gonna close this thread, traders insurance is just that, its specialised insurance for motor trade risks.