27 replies to this topic

[Jakeclubby]

Has anyone else heard that under 24s or 21s or something who are currently on classic car insurance will be denied/kicked out of it by the end of their current year. im 18 and currently with fj classic car insurance having had it for a few months similar to my mate but came to the end of his on his landy and he was told hes no longer able to renew due to being under the age so he has to get rid of it...... if this is the case my baby will be going for sure anyway.... i was thinking about it for uni anyway but i wont let her just undriven in a garage until i can afford it so my life is making a humoungous and upsetting change :'(

[konyo]

Really? Time to go on your Parents insurance & be a named driver :)

Edited by konyo, 18 March 2012 - 08:56 PM.

[Adamz946]

I always thought it was 25 anyway, must be clamping down on it, unlucky dude

[MiniFTW]

Have you personally actually spoke to footman james.....?

Edited by MiniFTW, 18 March 2012 - 09:39 PM.

[Ryang556]

Have you personally actually spoke to footman james.....

They told me it's under review and don't know the outcome yet, but should know by mid April - May time

[MiniFTW]

^^^^ Correct.... Infact when I spoke to them it was only one of there under writers (not mine ) That was backing out, and I was told that they are now looking for a new one to covers all of you at risk of loosing insurance, so its fine! Just wait and see. You will probably find your quotes are good once you have a year of NCB so you could find another insurance company anyway.

[Ryang556]

^^^^ Correct.... Infact when I spoke to them it was only one of there under writers (not mine ) That was backing out, and I was told that they are now looking for a new one to covers all of you at risk of loosing insurance, so its fine! Just wait and see. You will probably find your quotes are good once you have a year of NCB so you could find another insurance company anyway.

I got mine down to £860 for the year on proper insurance meaning that you get no claims as well, so not too bad, as a 1.2 clio would have cost me £1800 meaning mini is still better

[minimissionary]

Why not try a regular car insurer? It's only a 1.3 (at most) with a relatively low power output etc. Classic car specialists are better for agreed value etc, but aren't always a great deal cheaper, especially if it's a daily driver. Shop around before you give up sir!

[MiniFTW]

I am going to try and get out of Footman james when it time for renewal anyway, there stupid "crash free driving" policy and instability with under 21's makes me unsure if I wish to carry on dealing with them. I would much rather just spend an extra £150 to be with tesco or elephant and have proper NCB and feel secure that im not going to get kicked off the policy at the end of the year paha! I just needed something to get the ball rolling and footman have done that, I will hopefully get a year NCB from them aswell

[Jakeclubby]

i will and have been you are right thankyou

[ryan22_lgm]

im on my second year with them as a member of british mini club. i wouldnt sell the mini if they dont renew at the end of this year i would try the other classic companys. reminds me i need to add some mods to my policy ....

[OhDear]

glad im 33

[86mayfair]

Which underwriter is it anyway?

[Ryang556]

Elephant is my best so far, only problem with footman james is, is that you don't get NCB

[Jakeclubby]

hangon am i not getting any no claims even at the end of the year??