Maybe there is a misunderstanding, sorry for not being clear enough. I'm not looking for a full roll cage, or even a roll cage with any type of bars in the back seats area, otherwise the car would indeed become unusable (and dangerous) for everyday driving.
You've got this kind of serious and FIA homologated Mini rool cage (
http://www.customcages.co.uk):

or

But what I'm thinking of is 4 point roll cage (again
http://www.customcages.co.uk):
back ->

<- left side
Even on this 4 point roll cage, there is no tubing close to the rear seats/passengers, the welding is done by the pillars just in front and behind the doors, with horizontal bars by the ceiling behing font seat and windshield, and by the driver and front passenger windows (my seats are lower than standard so my head is about 30 cm below ceiling) . If somebody's head hits there it already has a serious problem: no belt at all and flying through the windshield, or the car rolling around... without roll bar/cage it would be in serious trouble. So there may be some hazard combination that I don't se but I can't figure out what increase in dangerousity
this kind of roll bar adds, even when the car is driven only with a belt... As for the harness, a transversal removable harness bar can be fitted on track days between the 2 back roll cage pillars.
Edited by diogoteix, 06 April 2012 - 08:34 AM.