11 replies to this topic

[elpedro]

got stoped fue weeks ago by the local plod... as he couldnt find any insurance on my car on his database he give me the benifit of the doubt and give me a producer... got home to get the documents out and found out my insurance had ran out by a fue days... renewed my insurance and took both policys down... the plod at the counter said thats fine you will receive a letter in a fue days just to say you have compleated your producer... main reason im talking about this is that after i got that letter a fue weeks later i recevied another letter saying i have a court date for driving with no insurance i have a pritty clean licence been driving and held a licence for about 3/4 year i had 3 points put on 3 year ago but they will have came off now... just wondering if anyone has had any experance with this kinda situation i know that there is a fine and points normaly just wondering if anyone here would know if i did take it to court that the judges would be more leanant on me because it was a genuine mastake i know no insurance is very stupid of me i just didnt get a reminder through the post like i normaly do they now apparantly do it by email now and i hadnt checked my email that week what do you guys and gals think? on the internet its normaly 6-9 points and £200-£5000 fine

[ANON]

what do you guys and gals think?

i think driving without insurance should carry a minimum of a 12 month ban and a hefty fine.

i'd start saving now by the way, your next insurance renewal is going to scare the pants off you, did you tell the insurance you had been pulled?

[elpedro]

yes i did... and there no change in price declareing it already checked it out ... its 6-9 points and £200-£5000 as said above

[tommypope]

buying a new policy after you realise you had none doesnt mean you didnt drive without insurance....

[elpedro]

well i guessed that.... it was meant to auto renew but it didn't for some reason until i rang up.. i'm only asking if anyone has had experience in this situation... not criticism on my mistake witch i already know about (sorry for spelling mistakes)

[Noah]

Standard TMF.

I'd pop down to your local police station and speak with the officer that pulled you over, or at least the one that said, you're fine now.

[Elliskwleisk]

Surely if it was meant to 'auto renew' and you have proof of this then they cannot fault you? If this isn't the case or if you have no evidence then I can't see what else you can do... Sorry

[elpedro]

i have evidence somewhere .... I spoken to the rozza and he just said we will see what happens in court.... i'd be happy with the points and the fine to be fair as its my fault i know i was in the wrong was a genuine mistake yeah a pretty bad one just see what happens.... i guess thanks for your help... if anyone has any other info please share thanks :)

[tommypope]

Surely if it was meant to 'auto renew' and you have proof of this then they cannot fault you? If this isn't the case or if you have no evidence then I can't see what else you can do... Sorry

i would bring this up too

i didnt mean that in a harsh way was just making sure you where aware as you seemed shocked to get a court order

[Andrew O]

*Few
Sorry, had to be done.

Andrew.

[Jordie]

it IS the drivers responsibility at all times to make sure they are covered. Doesnt matter in the eyes of the law and police if it was or wasnt to auto renew. Unfortunately you were driving without insurance and thats an offence.

First time, good standing citizen, you may get afew points and a small fine. You will need to then declare this penalty code and the points on your future insurance. code would be IN10 and stays on your license 4 years.

[elpedro]

cheers jordie and i assumed that that would be the case like... thanks for your help