16 replies to this topic

[josh austin mini city e 82]

Hi all, I'm having the engine in my mini swapped from a 998 to a 1275, having it done at my local mini garage due to all the log book hassle !! I'm just wondering before I ring up my insurance what sort of change in price I can expect ? I know it will go up but by how much ? Anyone out there done the same ? I'm 18 been driving nearly a year. My insurance is with graham Sykes and from what I can tell there quite good when it comes to being reasonable with an change of engine.
I paid 1400 for my first year which is due to be renewed in 2 months
I'm hoping its no more than a couple of hundred pounds extra :-S

[Moggyton]

Mine was 1850 with a 1275 fitted

Edited by Moggyton, 22 July 2013 - 07:10 AM.

[Moggyton]

If you wait until its renewed it shouldnt go up at all because you will have the 1 years experience and 1 years no claims (im guessing)

Edited by Moggyton, 22 July 2013 - 07:10 AM.

[josh austin mini city e 82]

If be driving round with invalid insurance for 2 months tho :-S the engines pretty much already in
That's not too bad, what was it before you fitted the 1275 ?

[Daviewonder]

having it done at my local mini garage due to all the log book hassle !!

What do you mean?

[Moggyton]

If be driving round with invalid insurance for 2 months tho :-S the engines pretty much already in
That's not too bad, what was it before you fitted the 1275 ?

It had the 1275 in when i bought it. Definitely wait the 2 months before you renew it with the bigger engine but for now just ring up and tell them and there will probably be a one off payment for the bigger engine :)

[miniman retford]

Would have been a good idea to phone your insurance & ask what the difference would be before having it changed !

[josh austin mini city e 82]

If be driving round with invalid insurance for 2 months tho :-S the engines pretty much already in
That's not too bad, what was it before you fitted the 1275 ?

It had the 1275 in when i bought it. Definitely wait the 2 months before you renew it with the bigger engine but for now just ring up and tell them and there will probably be a one off payment for the bigger engine :)

Ahh I see :) yehh that's what I'll probably end up doing ! Ill give them a ring tonight and see how much the one off payment will be and let you know

[josh austin mini city e 82]

having it done at my local mini garage due to all the log book hassle !!

What do you mean?

Well I'm having a lot of body work done there too at the same time, if they change the engine they can provide me with a headed letter to confirm it, which I need for when I send my log book off

[sonikk4]

Would have been a good idea to phone your insurance & ask what the difference would be before having it changed !

 

I'm with miniman here, always better to ask first before doing. The last thing you want is the insurance company to turn round and say no we cannot insure you.

 

Hindsight is a wonderful thing.

[josh austin mini city e 82]

Would have been a good idea to phone your insurance & ask what the difference would be before having it changed !

 
I'm with miniman here, always better to ask first before doing. The last thing you want is the insurance company to turn round and say no we cannot insure you.
 
Hindsight is a wonderful thing.

Yehh don't get me wrong that would have been the right thing to do but I was more taken with the fact of having a bigger engine :-/ ill find out soon ill either be over the moon or kicking myself

[sonikk4]

To be honest you will probably be ok, the original quotes we got for my son between a 998 and 1275 was the same premium but an increase in how much excess you would have to pay.

This was a couple of years ago and things have changed with insurance companies since then.

[josh austin mini city e 82]

I hope so !! I've just rang them and said about a possible engine change and asked how it would effect my insurance. Waiting for a call back now

[josh austin mini city e 82]

Good news !! It will only cost me an additional £36 !!! Over the moon !

[sonikk4]

Happy days, always better to declare and run legally than being caught out. £36 is a good shout and very affordable.