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Any Insurers Who Know Mini`s?


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#1 mini670

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Posted 24 April 2014 - 07:04 PM

Had a couple of quotes today.

It seems that the adviser on the other end of the phone simply types the info into a computer, then that generates a quotation price.

 

Im declaring absolutely everything so that there can be no argument if this case ever occurs.

I have been declined from two large classic insurers due to modifications. At the end of the day its still a mini that im wanting to be honest about.

 

Whats seems to be the biggest problem is a change from 998 to 1293cc. questions were asked about brakes being uprated after i stated the engine swap. Do they think that due to the 998 to 1275 change requires better brakes? Anyone had this experience, is up rating brakes a good thing for insurance.

Also stating that i have different arches (group2 narrow) seemed to make them ask questions. Do they think they are massive flare arches?

Should i state just a Stage 1 kit, or break it down into individual components (exhaust, manifolds etc)?

 

Also i was asked `was the engine fitted by a professional` (i fitted it, but i know its definitely correct)

 

Is there any insurers who really do specialise with minis and  can sympathy with us?

 

Cheers

 

 

 

 

 

 

 



#2 Moggyton

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Posted 24 April 2014 - 07:05 PM

Adrian flux had no problem with all of my mods, and theres a lot :P



#3 Tamworthbay

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Posted 24 April 2014 - 07:29 PM

Peter Best have always been very good with me. No cost on the mods either (including performance ones) but I am old git to them at 42.




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