Jump to content


Photo

17 Year Old Insuring A Mini


  • Please log in to reply
11 replies to this topic

#1 georgetate

georgetate

    Starting My Mini Up

  • Noobies
  • Pip
  • 2 posts
  • Location: Leicestershire

Posted 11 August 2014 - 12:01 AM

I will soon be 17 and wanting to purchase my first classic mini I'm just wondering who you used at 17 for insurance for your mini? Does anyone know roughly how much it would be to issue a classic mini for a 17 year old! Please send me a private message as notifications do not appear for some reason!
Thank You!

#2 georgetate

georgetate

    Starting My Mini Up

  • Noobies
  • Pip
  • 2 posts
  • Location: Leicestershire

Posted 11 August 2014 - 12:02 AM

Also who is the best insurance company to to with please,

#3 Twincam

Twincam

    Camshaft & Stage Two Head

  • Members
  • PipPipPipPipPipPipPipPip
  • 1,742 posts
  • Location: Londinium
  • Local Club: SMAG

Posted 11 August 2014 - 08:03 AM

Have a look at Adrian flux, peter games, HIC, footman James (think they only offer over 25's now) etc (there's usually loads of advertisements in minimag/Miniworld).

It's not going to be cheap, my advice is to put your mum/dad on as a second driver as long as they have no convictions/offences etc.

#4 ste3po

ste3po

    Stage One Kit Fitted

  • Noobies
  • PipPipPip
  • 60 posts
  • Location: Huddersfield
  • Local Club: Huddersfield Classic Mini Club

Posted 11 August 2014 - 10:38 AM

I am with Diamond, they're like a sister company of admiral. When I first insured my mini they were far cheaper. Had a friend who claimed through them and they were great.

 

+ 1 on Twincam's post - put Mum/Dad or anyone similar that has had their licence for a good time making sure they have a clean licence. I have both my Mum and Dad on mine which did bring the price down. Plus whenever I am home they love to take the mini out for a spin!



#5 lawrie124

lawrie124

    Camshaft & Stage Two Head

  • TMF+ Member
  • PipPipPipPipPipPipPipPip
  • 1,709 posts
  • Location: Reading

Posted 11 August 2014 - 01:39 PM

recently insured my 17 year old lad when he passed his test. £920ish with Sainsburys, fully comp.

 

Adding me (dad) as a named driver INCREASED the premium by over £400. Go figure!



#6 Berrybox

Berrybox

    Mini Mad

  • Members
  • PipPipPipPip
  • 261 posts
  • Location: Hastings

Posted 11 August 2014 - 05:59 PM

I'm with go girl (sounds great I know haha) I am 21 but was 20 when I passed so was my first insurance too and cane to about 1000. I found adding a named driver really helped.
Also, if you are prepared to wait a month after you pass until you get insurance and start driving it often drops it loads! Weird :/ would have been £200 less for me but I was impatient ;)

#7 alex-95

alex-95

    I am THE CLAMP MAKER

  • TMF+ Member
  • PipPipPipPipPipPipPipPipPipPip
  • 6,017 posts
  • Location: l

Posted 11 August 2014 - 06:06 PM

Have a look on the comparisons sites, I got the cheapest with admiral via compare the market. ask if the insurance company does agreed evalutaion as this made mine insurance go down by £450 and made my mini worth £2000 rather than £200 which they put it at. There's a couple of young drivers insurance threads on here with some good tips. having a black box doesn't always make the price go down, where the cars kept changes it. it also depends on modifications on the mini.

 

 

If you want notifications you'll need to follow the thread in the top right, and maybe change your notification settings.



#8 robminibcy

robminibcy

    Camshaft & Stage Two Head

  • Members
  • PipPipPipPipPipPipPipPip
  • 1,516 posts
  • Location: birmingham

Posted 11 August 2014 - 09:59 PM

I'm with go girl (sounds great I know haha) I am 21 but was 20 when I passed so was my first insurance too and cane to about 1000. I found adding a named driver really helped.
Also, if you are prepared to wait a month after you pass until you get insurance and start driving it often drops it loads! Weird :/ would have been £200 less for me but I was impatient ;)

im with go girl too!! Im 20 and not a girl! :-\. My renewal is due next month and i had a great quote through compare the market with flux direct. Might be worth looking at both of these. I have always found so called classic specialists very expensive for some reason dispite not having anything against me that would normally put insurance up.



#9 olosteve

olosteve

    Mini Mad

  • Members
  • PipPipPipPip
  • 158 posts
  • Location: Norwich
  • Local Club: N.M.O.C.

Posted 13 August 2014 - 07:58 PM

Avoid, Adrian Flux. They may give you a good quote, but are complete rip off merchants.

#10 Auscar

Auscar

    Learner Driver

  • Noobies
  • PipPip
  • 23 posts
  • Location: Bournemouth

Posted 14 August 2014 - 05:24 PM

if your insurance is anything like mine was (a nightmare) you will be stuck with admiral and its sister companies.

 

bottom line is almost everything you input will change the value of your insurance premium e.g. job title, car, annual mileage etc.

 

try adjusting those things until you get a price your happy with. Obviously the information you give must be correct or your insurance will be invalid.



#11 albo

albo

    Mini Mad

  • Members
  • PipPipPipPip
  • 204 posts
  • Location: hull

Posted 15 August 2014 - 09:45 PM

if your insurance is anything like mine was (a nightmare) you will be stuck with admiral and its sister companies.

 

bottom line is almost everything you input will change the value of your insurance premium e.g. job title, car, annual mileage etc.

 

try adjusting those things until you get a price your happy with. Obviously the information you give must be correct or your insurance will be invalid.

a tin of boot polish  then your free to drive what ever you want , hassle free



#12 kezzkitkat

kezzkitkat

    One Carb Or Two?

  • Members
  • PipPipPipPipPipPipPip
  • 714 posts
  • Location: leicestershire

Posted 17 August 2014 - 04:32 PM

Because of your age some insurance companies wont even insure you even thought been on the phone for ages and be extremely careful on modifications on Websites as I had a problem when I did mine and only half of them uploaded so my quote on lines was completly wrong. If you haven't got any mods then happy days.but as said I use it for a general rought estimated and try with additional drivers some get cheaper with more added some with less added.also just hope you have a low risk area ad thats id a massive factor from paying a 1000 or 3000 on your first year




0 user(s) are reading this topic

0 members, 0 guests, 0 anonymous users