14 replies to this topic

[minimissions]

Hi there, Just asking around as had some mixed reviews.

If you take your car off the road and declare it sorn, however still have MOT and insurance on the car is this ok?

Just want to double check

Thanks guys

[Ben_O]

yeah, that's fine as far as i know

 

The SORN is just to confirm with the dvla that the car is kept off of the road and won't be used on the road

[minimissions]

This is what I thought, so that should be ok then

Thanks :)

[Miniminx71]

That's what I do. Mine goes off the road end of September so is SORNed but, obviously, I need to keep it insured and the MOT is valid until April.

[minimissions]

Yeh my MOT is vailed until March so I will do the same then

Thanks :)

[Ethel]

It might be worth speaking to your insurers or checking your policy. It's rarely worth cashing them in, but there might be relevant clauses, or a rebate available if they are taken off the road.

 

It's not long now until the Tax disc becomes history. Wonder what will happen to SORN then - I can't imagine them letting you declare it on a day by day basis without hitting you in the pocket.

[ANON]

It might be worth speaking to your insurers or checking your policy. It's rarely worth cashing them in, but there might be relevant clauses, or a rebate available if they are taken off the road.

 

 

or a £25 policy admin fee for telling them your car is off the road  

[minimissions]

Yeh I don't want to end the insurance early due to wanting to get another years no claims, but like you say it prob won't be long until they do the above and charge more money for no bloody reason...

[MiniKay]

Also remember just because it's off the road doesn't mean it won't get stolen, catch fire, fall off a trailer, or have something fall on it, so you still need insurance for your own peace of mind. You can get laid-up insurance but it only covers the car to stay in one place, if you're thinking of getting the car trailered to a body shop/garage it won't be covered. I found it was cheaper/better to have my Mk2 fully insured on a very low mileage classic policy all the time it was being restored.

[exuptoy]

The reasoning behind the new taxation rules so DVLA make even more money for the government coffers !

You sell your car and you must surrender the tax but you cannot get a refund on part months and the tax can't go with the car. The new owner must tax it in their name. Therefore DVLA gain say 2 weeks from you and the new owner loses 2 weeks. They reckon the government stand to make millions every year, also no discs to print and ship out.

[Ben_O]

 I found it was cheaper/better to have my Mk2 fully insured on a very low mileage classic policy all the time it was being restored.

But then surely, if the car was damaged or stolen whilst stripped down or partially welded or whatever stage of a resto it might be at, wouldn't that void any claim anyway?

[CityEPete]

The reasoning behind the new taxation rules so DVLA make even more money for the government coffers !
You sell your car and you must surrender the tax but you cannot get a refund on part months and the tax can't go with the car. The new owner must tax it in their name. Therefore DVLA gain say 2 weeks from you and the new owner loses 2 weeks. They reckon the government stand to make millions every year, also no discs to print and ship out.

Id say the majority of car sales are px via dealers who already cant cash in your disc, you cant get cash for a paper disc with less than a month anyway so if you choose to sell or px your car within the first few days of the month unless the dealer managed to prep, advertise and sell it within a few days to a new buyer with your old disc in place you will have bought a new one for the new car, your disc will just expire on the old car and nothing changes with the new system so I'd say millions made in extra months purchased might be a stretch, if they save money on printing thats a good thing anyway.

Edited by CityEPete, 27 August 2014 - 08:48 PM.

[exuptoy]

The reasoning behind the new taxation rules so DVLA make even more money for the government coffers !
You sell your car and you must surrender the tax but you cannot get a refund on part months and the tax can't go with the car. The new owner must tax it in their name. Therefore DVLA gain say 2 weeks from you and the new owner loses 2 weeks. They reckon the government stand to make millions every year, also no discs to print and ship out.

Id say the majority of car sales are px via dealers who already cant cash in your disc, you cant get cash for a paper disc with less than a month anyway so if you choose to sell or px your car within the first few days of the month unless the dealer managed to prep, advertise and sell it within a few days to a new buyer with your old disc in place you will have bought a new one for the new car, your disc will just expire on the old car and nothing changes with the new system so I'd say millions made in extra months purchased might be a stretch, if they save money on printing thats a good thing anyway.

Wrong! In 2012, 2.73 MILLION private cars were sold in the UK! Work out the revenue mate!

You sell a car with 1.5 months tax and can only receive a refund on the full month, and the new owner HAS to tax the vehicle from the start of the month, which means DVLA and the government make a full month on every vehicle sold and stand to make MILLIONS! !

True!

Read it and weep! Just found the link.


http://www.theaa.com...x-transfer.html

Edited by exuptoy, 27 August 2014 - 09:29 PM.

[CityEPete]

If you sell the car privatley with 6 months left on it you are six months down instead unless you drive your new one without any for 6 months or it had 6 months on it too, more and more modern cars are in a bracket where you cant have anything back too (£30 a year diesels for example).

My car is tax exempt so I have no need to weep mate

[MiniKay]

 

 I found it was cheaper/better to have my Mk2 fully insured on a very low mileage classic policy all the time it was being restored.

But then surely, if the car was damaged or stolen whilst stripped down or partially welded or whatever stage of a resto it might be at, wouldn't that void any claim anyway?

 

Not as far as I was told - the engine was in one place, the rest of the car somewhere else when I told the insurance company what I wanted to do, but I'd already spent a fortune on both. They said it would be covered on full classic insurance up to agreed value - no doubt they would pro-rata the parts that got stolen/damaged if anything happened. But it wouldn't be covered on laid up insurance unless it was all in one place all the time and never moved.