Mods And Insurance
Posted 27 November 2014 - 04:37 PM
stage 1 kit
Stage 3 cinder heads
coil spring kit (doughnut replacement)
Adjustable suspension geometry brackets.
Do mods like this usually make a difference to the price to classic car insurance?
(Please don't suggest you don't need to tell the insurer!!!!!!)
Posted 27 November 2014 - 04:39 PM
Posted 27 November 2014 - 04:40 PM
Posted 27 November 2014 - 04:41 PM
Posted 27 November 2014 - 04:44 PM
There is a possibility depending on insurance companies you may be asked for a engineers report they dont like mods to brakes/suspension
Posted 27 November 2014 - 04:59 PM
Posted 27 November 2014 - 05:05 PM
I just entered down in my insurance last week
Hi low adjustable suspention with gmax lowered shot
13x7 standard wheels with Yokohama tires
Stage one maniflow straight through decat system with LCB (no mot over here)
K and n air filter
Standard gearbox with x pin diff and changed final drive from 2.76 to 3.2
Keith calver gt spec cylinder head....
That's what I wrote in the modding form and I got a phone call yesturday (bearing in mind the mini is on my wife's insurance and she is under 25) and there was NO CHANGE to my insurance.
Posted 27 November 2014 - 07:25 PM
I'm in Canada and my insurance didn't ask or care about anything other than the year, make, VIN and if it passed safety inspection, which it did. Granted the actual car isn't covered, only damage to other vehicles and personal injury. To cover the car, I need to get an appraisal, but even then I don't think they'd care what was done to it, just how much it would cost to replace it.
Edited by crackfoo, 27 November 2014 - 07:26 PM.
Posted 28 November 2014 - 12:01 AM
It is likely to be the coil springs which will cause the insurers most worry. They are a complete change from the original design, not an improvement to the existing. Also they are generally not as good as the rubber spring cone suspension unless the car is for racing use only.
Posted 28 November 2014 - 08:04 PM
All depends on the insurance company and your age.. im 19 and mine cost £470 with all mods declared (exhaust, manifolds, suspension, interior and exterior changes) and then a list of said mods sent in with my agreed insurance quote form. Best bet is to phone them up and ask before you buy them, I have a feeling my insurance was a little cheaper as I have had a 2litre insured with them aswell
1 user(s) are reading this topic
0 members, 1 guests, 0 anonymous users