Hi all. Bit of strange one. Not naming any names or anything but it is in relation to a bump nearly 2 years ago.
It was a very minor shunt where by I ran in to the back of someone. the other car was a old low value car which I assume would have been written of as a cat c or d but probably fixable. my car suffered minor damage. no police involved no injury ect ect dealt with at the road side and I drove home (lived just round the corner so broken rad didnt matter). I phoned my insurers straight away explained everything agreed with it being my fault and said my excess was more than the damage, all ok I fixed the car and never heard another thing until today where I have a letter from I presume the other parties insurance saying my insurance company haven't paid up and I need to pay the settlement within 14 days or im being taken to court.
Now as far as Im concerned they can take me to court! This is nothing to do with me, I havn't claimed and it is between insurance companies to sort this out (after all isn't this what we pay them for!)
Any one had similar or got any advice. being Christmas I cant actually speak to them direct so need to wait a few days.