Jump to content


Photo

Two Insurance Policys


  • Please log in to reply
11 replies to this topic

#1 Perrylawrence96

Perrylawrence96

    Mini Mad

  • Noobies
  • PipPipPipPip
  • 164 posts
  • Location: Essex
  • Local Club: essex mini club

Posted 30 January 2015 - 09:34 AM

Hello

 

I am 18, 19 when my insurance is up for renewal and I get my first years no claims.. I want to insure my mini as a weekend car and my Vauxhall Corsa 1.3cdti as my daily car, how do I get around this being so young and what insurance companies can I give a try? im currently with Privilege but they had me over when my mini engine went I HAD to change insurances to my corsa to get too and from work... charged me a extra near on thousand pound. loooooooool :xxx:

 

any other young drivers have two cars ?

 

Perry



#2 Minimad100

Minimad100

    Speeding Along Now

  • Members
  • PipPipPipPipPip
  • 416 posts
  • Location: Norwich

Posted 30 January 2015 - 09:39 AM

Hi!!

I too have two cars, I wanted to do something similar to you but because of age (I'm 20) it's just not going to happen! What works out cheapest for me is to have the no claims on my daily and none on the mini and use a multicar provider!!!

#3 Perrylawrence96

Perrylawrence96

    Mini Mad

  • Noobies
  • PipPipPipPip
  • 164 posts
  • Location: Essex
  • Local Club: essex mini club

Posted 30 January 2015 - 09:42 AM

Hi!!

I too have two cars, I wanted to do something similar to you but because of age (I'm 20) it's just not going to happen! What works out cheapest for me is to have the no claims on my daily and none on the mini and use a multicar provider!!!

 

sometimes it sucks being so young ay! without being nosey.. what insurance provider do you use, how many no claims and price you pay etc! ( only if you want to share that is )



#4 Thorpsta

Thorpsta

    Speeding Along Now

  • Members
  • PipPipPipPipPip
  • 327 posts
  • Location: Wisbech
  • Local Club: Kings Lynn Mini Owners Club

Posted 30 January 2015 - 09:43 AM

I have two cars.

Ones a 3 litre Austin Westminster that I used as my daily for a year and was quoted by Herts HIC £1700 which was pretty cheap in my eyes for a new driver on a 3 litre, problem was I didn't realise that classic no claims doesnt work on a normal policy and got screwed over when I insured my 1.5 306, Managed to get it down to £1300 eventually but without no claims it was £2500+. I Paid my 106 of in full but if I was to pay both on finance it would come to under £200 a month for 10 months



#5 Perrylawrence96

Perrylawrence96

    Mini Mad

  • Noobies
  • PipPipPipPip
  • 164 posts
  • Location: Essex
  • Local Club: essex mini club

Posted 30 January 2015 - 09:49 AM

I have two cars.

Ones a 3 litre Austin Westminster that I used as my daily for a year and was quoted by Herts HIC £1700 which was pretty cheap in my eyes for a new driver on a 3 litre, problem was I didn't realise that classic no claims doesnt work on a normal policy and got screwed over when I insured my 1.5 306, Managed to get it down to £1300 eventually but without no claims it was £2500+. I Paid my 106 of in full but if I was to pay both on finance it would come to under £200 a month for 10 months

 

its a joke aint it :( insurance prices these days make it so hard for young drivers! hopefully I can get both the 1.3corsa and the 1.3 mini for under 2k, ill be happy! I don't want to use the mini as a every day car! just for shows/meets etc



#6 Chance

Chance

    One Carb Or Two?

  • Members
  • PipPipPipPipPipPipPip
  • 1,457 posts
  • Location: West Midlands

Posted 30 January 2015 - 09:52 AM

Ill need a second insurance policy soon for one if my other cars...problem is i cant get a good price on ANY car without my no claims but they are being used on my metro.

Did some quotes when i turned 21...got a quote of 1500 for an mg zs 2.5 v6
I pay 1100 for my 1.4 metro!!!

Cant find a good price at all for my 1.4 Rover 200 cabriolet

#7 Perrylawrence96

Perrylawrence96

    Mini Mad

  • Noobies
  • PipPipPipPip
  • 164 posts
  • Location: Essex
  • Local Club: essex mini club

Posted 30 January 2015 - 09:55 AM

Ill need a second insurance policy soon for one if my other cars...problem is i cant get a good price on ANY car without my no claims but they are being used on my metro.

Did some quotes when i turned 21...got a quote of 1500 for an mg zs 2.5 v6
I pay 1100 for my 1.4 metro!!!

Cant find a good price at all for my 1.4 Rover 200 cabriolet

 

well I was thinking having my Rover 220 turbo on the road.. 15k for the year.. asiff! haha, I suppose 400bhp that's a reasonable price!



#8 Chance

Chance

    One Carb Or Two?

  • Members
  • PipPipPipPipPipPipPip
  • 1,457 posts
  • Location: West Midlands

Posted 30 January 2015 - 09:59 AM

Im sticking with my metro and getting my cabby and mini on the road before i buy anymore cars i think

Probably gave to sell the rover cab if i cant insure it...i would love to eack a Tseries Turbo in it

#9 Perrylawrence96

Perrylawrence96

    Mini Mad

  • Noobies
  • PipPipPipPip
  • 164 posts
  • Location: Essex
  • Local Club: essex mini club

Posted 30 January 2015 - 10:01 AM

Im sticking with my metro and getting my cabby and mini on the road before i buy anymore cars i think

Probably gave to sell the rover cab if i cant insure it...i would love to eack a Tseries Turbo in it

 

brilliant cars, the 200 series are probable rovers best production line, other then the 420 turbo, I love that car so much!

 

my rover ( my dads but given to me ) was so powerful it bent the wings or would spit out the drive shafts every time you put your foot down ahahah! heavily moded! one day ill have that on the road


Edited by Perrylawrence96, 30 January 2015 - 10:04 AM.


#10 Minimad100

Minimad100

    Speeding Along Now

  • Members
  • PipPipPipPipPip
  • 416 posts
  • Location: Norwich

Posted 30 January 2015 - 10:36 AM

Hi!!
I too have two cars, I wanted to do something similar to you but because of age (I'm 20) it's just not going to happen! What works out cheapest for me is to have the no claims on my daily and none on the mini and use a multicar provider!!!

 
sometimes it sucks being so young ay! without being nosey.. what insurance provider do you use, how many no claims and price you pay etc! ( only if you want to share that is )

Not actually sure this year as the whole family use it, but got quotes for renewal and both the mini and my daily will be about £500 for both of them!! There's 4 cars on there (2 sports cars, and my two) and the whole policy is about £800...

#11 Moggyton

Moggyton

    One Carb Or Two?

  • Members
  • PipPipPipPipPipPipPip
  • 1,152 posts
  • Location: Staffordshire
  • Local Club: Stone mini club

Posted 30 January 2015 - 11:06 AM

Im 20 and had 2 cars since i was 18, was expensive at first but now im 20 its around £1200 for the 2 with adrian flux. Its good because you build no claims on 2 policies.

#12 Perrylawrence96

Perrylawrence96

    Mini Mad

  • Noobies
  • PipPipPipPip
  • 164 posts
  • Location: Essex
  • Local Club: essex mini club

Posted 30 January 2015 - 11:24 AM

thankyou everyone!

 

Adrian flux are the best option for where I live ( daunting Essex ) I need to fit a tracking device for a cheaper quote!






0 user(s) are reading this topic

0 members, 0 guests, 0 anonymous users

Mini Spares