The thing with products like Jenolite is they don't actually remove the rust, they kind of seal it in....they say they 'convert' the rust to an inert or inactive material.........bla bla blaaaa........utter rubbish - they don't. Used Jenoilte, Kurust, and a cheapy one from Toolstation...........all look like they've done something but 3 or so years down the line bubbles appear again.
Mechanical removal of rust is the only way to get rid of it......whether that is media blasting (certainly works but can be tricky in the areas you mentioned), sanding (B&D Power file is great for this!!!) or cutting out rust and welding new steel in (last resort!!!!)....that is the only true way to get rid.
If you want to get really into rust removal and resto....get the car dipped - that too removes all the rust.....and all the money from your bank account!!!!!!!!!
Best bet seeing as you don't really want to do any panel replacement (understandable) is to get rid of as much surface rust as possible mechanically - Get a Power file!!!! - then treat with one of the rust converters that don't actually work (might as well for the sake of a few quid), then paint with a zinc rich primer (available online or from Halfrauds), then top coat with whatever you want really (tougher the better) as some folks like an OEM painted finish, whereas some are happy to pile on the stone chip. On top of all this, give a coat of Waxoil to protect against moisture.