Having driven loads of minis over the years on the roads with SCCR and drops, I will list the facts as they are..
1) SCCR gear kits will produce little noise in 4th as that is direct and as such all the torque is going through the shaft from input gear to final drive with little load on the actual gears.
2) Drops are certainly noisier than helical drops, however like all things it is a personal preference, I haven't had a helical box in any of Minis since 1984, well I have but only to drive it home to change it.
3) Straight cut gears are only stronger if the material is better, ie comparable helical and SC gears same material the helical will be a lot stronger. however because Rover liked to do everything on the cheap, you got cheap gear materials too.
4) The old 3 synchro are a completely different ball game the noise from those was horrendous, unless the tops had been cut back and then they would run a fair bit quieter.
5) There are in fact more gears in contact within the gearbox than with your drops... 1st motion gear to laygear cluster = 2, laygear cluster back to mainshaft ie 1st, 2nd & 3rd gears = 2 total = 4.
6) In nearly every gear set I have seen or made the noise is to do with 2 things, one oil shear as the teeth mesh the oil gets pumped out at supersonic speeds, and also the quality of the tooth flank surface finish, some are very poor others are pretty good.
With a decent 1330 SPi running a 3.1:1 and 12" wheels and tyres with a SCCR kit you can still get off the line easily, with my 1380 turbo I aim for 60mph in 1st at 7500 rpm. works well for me and in the wet it is still drivable even with 16psi boost.
SCCR & drops are really a personal preference, my advice is to find somebody that already has one and take it for a spin to see what you think... my 16 year old daughter wants SCCR in her Mini...