Jump to content


Photo

Modified Classic Insurance


  • Please log in to reply
6 replies to this topic

#1 jackuig

jackuig

    On The Road

  • Noobies
  • PipPip
  • 39 posts
  • Location: Hebrides

Posted 07 May 2016 - 04:42 PM

Hi guys,
I work at sea, and I'm needing to get my clubman insured before I get back home, but was wondering who the best company to go with is?
Looked online and have seen a couple of companies such as Performance Direct, Wolf Race Insurance and Adrian Flux that all specialise in modified classics.
I see from other threads that a few people have tried Adrian Flux, but my previous experience with them wasn't great. So are there any other companies that you would recommend?
I own another car, and have it insured through Admiral, but as soon I said my mini was modified, they wouldn't even provide a quote.
Any advice would be a great help.
Cheers :D

#2 RedRuby

RedRuby

    One Carb Or Two?

  • TMF+ Member
  • PipPipPipPipPipPipPip
  • 1,199 posts
  • Location: County Durham
  • Local Club: No

Posted 07 May 2016 - 06:03 PM

You could try Peter Best, the do comp ins, with agreed value and include breakdown cover.

#3 jackuig

jackuig

    On The Road

  • Noobies
  • PipPip
  • 39 posts
  • Location: Hebrides

Posted 07 May 2016 - 06:56 PM

You could try Peter Best, the do comp ins, with agreed value and include breakdown cover.


Thanks very much, will have a look at them

#4 Orange-Phantom

Orange-Phantom

    Super Mini Mad

  • Members
  • PipPipPipPipPipPip
  • 614 posts

Posted 08 May 2016 - 08:12 PM

Hi guys,
I work at sea, and I'm needing to get my clubman insured before I get back home, but was wondering who the best company to go with is?
Looked online and have seen a couple of companies such as Performance Direct, Wolf Race Insurance and Adrian Flux that all specialise in modified classics.
I see from other threads that a few people have tried Adrian Flux, but my previous experience with them wasn't great. So are there any other companies that you would recommend?
I own another car, and have it insured through Admiral, but as soon I said my mini was modified, they wouldn't even provide a quote.
Any advice would be a great help.
Cheers :D

Your story sounds rather familiar!

 

When I sent through my modifications through to some of the insurance companies the quotes were just... well stupid, Adrian Flux were okay but the agreed valuation process was too complicated, they restricted my millage too much and were quite costly.  Admiral well were not interested!

 

I ended up taking my dads advice who has several classic cars and bikes and used Richard Hoskins.  https://www.rhspecia...nsurance.co.uk/

 

I can only quote my own experience to say that to date they have been nothing but brilliant.  Agreed valuation, retained salvage, agreed mileage, a decent policy with no stupid clauses and a good price too boot considering the amount of modifications my car has got!

 

I'm not knocking RedRuby in his recommendation for Peter Best.  Where I'm coming from is you have now got another recommendation you can give a shout if you wish to.

 

Let us know how you get on if you don't mind.  If Peter Best come out better than Richard Hoskins I'll give them a shout next time mine is up for renewal.



#5 jackuig

jackuig

    On The Road

  • Noobies
  • PipPip
  • 39 posts
  • Location: Hebrides

Posted 09 May 2016 - 11:48 AM

Hi guys,
I work at sea, and I'm needing to get my clubman insured before I get back home, but was wondering who the best company to go with is?
Looked online and have seen a couple of companies such as Performance Direct, Wolf Race Insurance and Adrian Flux that all specialise in modified classics.
I see from other threads that a few people have tried Adrian Flux, but my previous experience with them wasn't great. So are there any other companies that you would recommend?
I own another car, and have it insured through Admiral, but as soon I said my mini was modified, they wouldn't even provide a quote.
Any advice would be a great help.
Cheers :D

Your story sounds rather familiar!
 
When I sent through my modifications through to some of the insurance companies the quotes were just... well stupid, Adrian Flux were okay but the agreed valuation process was too complicated, they restricted my millage too much and were quite costly.  Admiral well were not interested!
 
I ended up taking my dads advice who has several classic cars and bikes and used Richard Hoskins.  https://www.rhspecia...nsurance.co.uk/
 
I can only quote my own experience to say that to date they have been nothing but brilliant.  Agreed valuation, retained salvage, agreed mileage, a decent policy with no stupid clauses and a good price too boot considering the amount of modifications my car has got!
 
I'm not knocking RedRuby in his recommendation for Peter Best.  Where I'm coming from is you have now got another recommendation you can give a shout if you wish to.
 
Let us know how you get on if you don't mind.  If Peter Best come out better than Richard Hoskins I'll give them a shout next time mine is up for renewal.

Thanks again! I'll have a look into them as well and see what the prices are like.
Had a look on price comparison sites, but again, as soon as you say there are modifications, the prices shoot up to a ridiculous amount.
I'll post on here how I get on :)

#6 smudger068

smudger068

    Speeding Along Now

  • Members
  • PipPipPipPipPip
  • 344 posts
  • Location: Ipswich

Posted 09 May 2016 - 12:14 PM

Try Be Wiser thats who I am with:

5 years NCB (but not technically declared but they do consider it, as it is used for my daily)

all mods declared, roll cage engine change etc.

plus a small 50/50 accident

 

3500 miles a year

£165.00.

26 years old

but I do have my dad on it.



#7 jackuig

jackuig

    On The Road

  • Noobies
  • PipPip
  • 39 posts
  • Location: Hebrides

Posted 27 June 2016 - 03:24 PM

Just an update, I decided to go with Adrian Flux. They gave me the best price after telling them about all of the modifications! Got agreed value and a few extras including spare parts cover. Just in the process of sending them photos through for the agreed value.

Thanks for all the advice guys!  :D






0 user(s) are reading this topic

0 members, 0 guests, 0 anonymous users

Mini Spares