I'd have to agree with them not giving you a years no claims. Its independant of you cancelling your policy really, but why should you recieve a years no claims if you haven't gone a full year without claiming??
But why should i have to pay the remainder £300 when ive not had insurance for that time? I thought, "i tel you what, ill pay that money if there gonna give me a years no claims"
Never, have i EVER had this problem before and im a bit of a bu66er for changin me cars and ive cancelled a couple of policys through finding cheaper insurance elsewhere and i hvae NEVER had to pay the remainding balance.
Who reads the terms and conditions? Does everyone do that? ive never done it - maybe its a lesson learned!
When I took out my classic car insurance I was categorically told that the insurance is for the year and I wouldn't receive a refund if I cancelled early.
They never told me that on the phone. They should tell you that on the phone! DO you not think?
they had been a problem right from the start by charging me double.. and then charging me for 2 seperate cars i didnt own etc.
Same wth Quote A. Id asked them to swap to the mini and the woman on the phone said shed swap the cars over so that i didnt have to pay anymore money as the mini was a much smaller car and was less insurance. So the 6 months money i had already paid, they were just going to use as 12 months on the mini. That was until they tried taking out my monthly installment again. I called and asked them what they were playing at and they explained that the conversation never happened and that the policy was going to run, as it was, for the mini!
Edited by lootuning1, 10 December 2007 - 11:36 AM.