19 replies to this topic

[odo87]

hello, as a proud owner of a project mini beast!!! i am now coming to the final stages of completion (finally) and so need to think about getting insurance sorted out. has anyone got any ideas as to who would be worth getting a quote from for cheapness? im 21 with 3years ncd and own a 1380 with pretty much everything modified which im sure wont make things cheaper for me!

Any ideas??

[E.L.M.O]

I always get a good deal from Lancaster insurance.

[Guess-Works.com]

HIC or Miniworld ( very competative and understand what's important and not when it comes to modified minis )

or try

Adrian Flux ( have to say that as they have a link to my website on their page )

[odo87]

would you happen to know if you get insurance with a specialist mini company weather they are more likely to be strict on knowing what's what as im only going to declare it as a standard 1.3l apart from the visual things like air filter and exhaust etc.

[Bigideas]

Ive been with HIC for a few years now and have found them very good.

[E11OOT]

Adrian Flux sorted me out fantastically!

highly recommended

i'm 21 with all my NCB on another car, 1275 modified most areas on the car £300 TPFT

Edited by E11OOT, 19 May 2008 - 08:37 PM.

[Natalie]

would you happen to know if you get insurance with a specialist mini company weather they are more likely to be strict on knowing what's what as im only going to declare it as a standard 1.3l apart from the visual things like air filter and exhaust etc.

If you're going to do that then you'd be better saving the cost of your premium and not bothering to buy insurance as it will be void anyway

Edited by Natalie, 19 May 2008 - 09:36 PM.

[scrog]

my mate steve has a scabby rio it had cooper strips on the bonnet and cooper side strips and that put 20% on his policy (coop insurance)
also stay well clear of sure term they have some very dodgey dealings belive me
graham sykes did me a good deal on my kingfisher sprint (mini kit car)
£300 fc

[Natalie]

http://www.theminiforum.co.uk/forums/index...ce+thread\

[mini_turbo_pete]

I have just renewed my insurance with HIC £160 fully comp and fully declared with £100XS

[RobG295]

I'm with rac, I've got a modded 998 and ive told them about all the mods...I believe you get 3 free modifications with the policy, mines around £600 fully comp! Not sure what theyd be like with 1380s though!

[Glos Mini Rebel]

I would recommend Adrian Flux.
They do specialist Mini insurance, discount for being in a club, and dont mind modifications.
Sam

[the.stroker]

yeh,im also with adrian flux,i have an agreed value,protected no claims,breakdown cover,and all mods ( flip front,wheels,roll cage e.t.c ) all included fully comp for 300 quid,bargain!

[JamesRance]

haha thiswill be a laugh! anyone know where a 17 year old can get cheaper insurance, i tried before on confused.com and its was £900 full comp, and thats the cheapest i could find.

EDIT: oh yer i forgot to say i havnt passed yet

Edited by JamesRance, 20 May 2008 - 01:04 PM.

[Guess-Works.com]

haha thiswill be a laugh! anyone know where a 17 year old can get cheaper insurance, i tried before on confused.com and its was £900 full comp, and thats the cheapest i could find.

EDIT: oh yer i forgot to say i havnt passed yet

Absolutely cop all chance of any insurer taking the risk, on anything other than a std motor or one with a stage 1 kit... and will be like that until you're 19, or don't mind paying 2K insurance premiums.

AND DO DISCLOSE ANY MODS EVEN DOWN TO INTERIOR TRIM OR PAINT, THEY WILL VOID YOUR INSURANCE.