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Insurance... What Classes As A Mod?


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#16 Roo

Roo

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Posted 16 February 2009 - 07:50 PM

got the list off an insurance website:

Things that need to be declared if altered from the manufacturers specification:

Air Conditioning
Altered Pedal Configuration
Bull Bars
Car Phone
Dashboard Changes
Driving Lights
Fog Lights
High Level Or Extra Brake Lights
Locking Wheel Nuts
Parking Sensors
Rally Lights
Removal Of Seats
Replacement Seats
Roll Bars
Roll Cage
Roof Rack
Satellite Navigation System
Sports Steering Wheel
Spot Lights
Sunroof
Tinted Windows
Tow Bar
Upholstery Changes
Wheelchair Clamps/Straps
Wheelchair Lift/Ramp/Winch

Additional Windows
Bonnet Bulge
Fibre Glass Panels
Flared Wheel Arches
Flared Wings
Strengthening Brackets

Braided Brake Hoses
Dual Control
Uprated Brakes

After-market Exhaust System Approved For Road Use
Air Filter
Blue Printed
Bored Out Engine
Chipped/engine Management System
Exhaust System Changes
Gearing Change
Lpg Conversion
Miscellaneous Engine Alterations
Nitrous Oxide Kit Fitted
Non-standard Engine
Standard Engine Replacement
Supercharging
Transmission Changes (man/auto)
Turbocharging

Badges Indicating Increased Performance
Decals/Stickers
Magnetic/Removable Signs
Murals
Non Standard Paint Work
Non-standard Respray
Side Stripes

Complete Body Kit
Front Spoiler/Air Dam
Rear Roof Spoiler
Rear Spoiler/Aerofoil
Rear Valance
Side Skirts/Sill Skirts

Hand Controls
Suspension Changes

Alloy Wheels
Wheel Spacers
Wheel Trims
Wider Tyres
Wider Wheels

This is from moneysupermarket.com


Anything that increases BHP will increase the premium for definate.

other bits like body kits etc all depend on the insurance company. Declaring a body kit on mine cost me no extra. Unsure about wheels and things as i've always had them declared.




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