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First Time Insurance


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#1 Mini Adam

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Posted 20 April 2009 - 08:34 PM

Ok... I might be being quite ambitious here... but would I get a VTEC Engined mini insured at the age of 17? (Assuming it was still in the front and a front wheel drive, so in effect just an engine swap!)

Thanks :)

Adam :P

EDIT: Ok thought so... would a 1380cc a series be pushing it?

Edited by Mini Adam, 20 April 2009 - 08:38 PM.


#2 Naif_Wolves

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Posted 20 April 2009 - 08:35 PM

Ok... I might be being quite ambitious here... but would I get a VTEC Engined mini insured at the age of 17? (Assuming it was still in the front and a front wheel drive, so in effect just an engine swap!)

Thanks :)

Adam :P

No chance

#3 Mini Adam

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Posted 20 April 2009 - 08:36 PM

Ok... I might be being quite ambitious here... but would I get a VTEC Engined mini insured at the age of 17? (Assuming it was still in the front and a front wheel drive, so in effect just an engine swap!)

Thanks :)

Adam :)

No chance


Ok thought so... would a 1380cc a series be pushing it?

#4 john1.2pearl

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Posted 20 April 2009 - 08:37 PM

No chance

+1

#5 Newboy

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Posted 20 April 2009 - 08:37 PM

Ok... I might be being quite ambitious here... but would I get a VTEC Engined mini insured at the age of 17? (Assuming it was still in the front and a front wheel drive, so in effect just an engine swap!)

Thanks :)

Adam :)

No chance



Nope - not if you admit to the conversion :angel:

#6 Mini Adam

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Posted 20 April 2009 - 08:39 PM

Nope - not if you admit to the conversion :)


I was thinking that :)

#7 The_Mistro

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Posted 20 April 2009 - 08:39 PM

my mate was 18 and he got a 1380 insured, on a limited milage policy, under his dads name with his as a named driver

#8 Mini Adam

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Posted 20 April 2009 - 08:40 PM

my mate was 18 and he got a 1380 insured, on a limited milage policy, under his dads name with his as a named driver


ok cool thanks.. do you know how much that cost him?

#9 Mini Mad Max

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Posted 20 April 2009 - 08:42 PM

If you do a v-tec conversion, technically it's a kit car, which is generally cheaper insurance than road cars. Food for thought :)

#10 The_Mistro

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Posted 20 April 2009 - 08:43 PM

i cant remember, its on the same policy as his moke i think so i couldnt tell you exactly how much even if i could remember!

#11 Jobu

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Posted 20 April 2009 - 08:48 PM

You would probably find someone after hours and hours of looking and phoning people but it would be VERY expensive. I probably could have insured mine at 17 but decided not to! basically because i couldnt afford it so didnt bother trying.

I'll be driving mine this year, im now 19, many people turned me down but i have had a quote of £2k thats agreed value blah blah. They wouldnt insure me on a classic policy or anything like that. Just a normal policy with all mods declared.

All thats coming from someone who owns one and has been in your shoes so thats your answer. You'll get insured if you can find someone to and if you have enough money!

Edited by Jobu, 20 April 2009 - 08:50 PM.


#12 Roo

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Posted 20 April 2009 - 08:52 PM

Nope - not if you admit to the conversion :)


I was thinking that :)



You won't be covered if you don't declare it..

If you are involved in an accident your insurance will become void.


And for those people who suggest not declaring modifications or a bigger engine should be shot.

At the age of 17 you'll be lucky to get insured on a 1275 these days.

#13 Mini Adam

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Posted 20 April 2009 - 08:52 PM

You would probably find someone after hours and hours of looking and phoning people but it would be VERY expensive. I probably could have insured mine at 17 but decided not to! basically because i couldnt afford it so didnt bother trying.

I'll be driving mine this year, im now 19, many people turned me down but i have had a quote of £2k thats agreed value blah blah. They wouldnt insure me on a classic policy or anything like that. Just a normal policy with all mods declared.

All thats coming from someone who owns one and has been in your shoes so thats your answer. You'll get insured if you can find someone to and if you have enough money!


Sorry is this for a VTEC or a 1380cc?
Thanks

#14 Gingerjoe

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Posted 20 April 2009 - 08:53 PM

chances are you'd get insured, would just cost you a bomb

#15 Mini Adam

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Posted 20 April 2009 - 08:54 PM

If you do a v-tec conversion, technically it's a kit car, which is generally cheaper insurance than road cars. Food for thought :)


Is it? I would expect a kit car to be a lot more?




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