At the age of 17 you'll be lucky to get insured on a 1275 these days.
Not really true; am TPFT for under £700 on a 1.3i Cooper at 17.
Posted 23 April 2009 - 07:24 PM
At the age of 17 you'll be lucky to get insured on a 1275 these days.
Posted 23 April 2009 - 07:35 PM
At the age of 17 you'll be lucky to get insured on a 1275 these days.
Not really true; am TPFT for under £700 on a 1.3i Cooper at 17.
Posted 23 April 2009 - 07:38 PM
Posted 23 April 2009 - 11:11 PM
At the age of 17 you'll be lucky to get insured on a 1275 these days.
Not really true; am TPFT for under £700 on a 1.3i Cooper at 17.
Who with?
Posted 24 April 2009 - 07:46 AM
Posted 24 April 2009 - 07:48 AM
The pass plus will, normally, only get you a discount on insurance in your first year of driving. I guess after the first year the insurance companies thinks that you should have the skills you learnt doing Pass Plus through experience anyway, so you no longer hold an advantage over any other driving with 1+ years of driving experience.i would agree with that, the money spent on the car to lower the insurance will last long, and isnt just money downt he drain, things like the pass plus and advanced driving course will stay with you for the whole of your driving life, so they may cost £150 to do them, but in the long run could save you thousands!
Posted 24 April 2009 - 07:49 AM
Just to point out that disconnecting you speedo would not really be very legal.
Also admitting that you might do that on a public forum may not be the best idea either.
Posted 24 April 2009 - 07:50 AM
The pass plus will, normally, only get you a discount on insurance in your first year of driving. I guess after the first year the insurance companies thinks that you should have the skills you learnt doing Pass Plus through experience anyway, so you no longer hold an advantage over any other driving with 1+ years of driving experience.i would agree with that, the money spent on the car to lower the insurance will last long, and isnt just money downt he drain, things like the pass plus and advanced driving course will stay with you for the whole of your driving life, so they may cost £150 to do them, but in the long run could save you thousands!
Posted 24 April 2009 - 08:40 AM
Posted 24 April 2009 - 08:43 AM
Posted 24 April 2009 - 09:36 AM
I wouldn't touch Performance Direct with a dirty stick. Had very bad experience of them.
In terms of insurance, it's like anything else in this life. You get what you pay for!
Posted 24 April 2009 - 12:38 PM
But....think of this.....why do you want a vtec mini at age of 17? Its not a proper real mini if you get me, its a ridiculous amount of power for a 17 year old to have on the road.
Just enjoy a 998/1275 and dont waste thousands to drive them.
Got to agree with this statement.
Why buy a mini at all if you're not going to drive it like it should be? If you don't want to drive a standard car, why don't you go and buy something else. Why do you need a VTEC at 17? To keep up with your mates? There is no viable reason at your age.
Learn how to drive first then put something stupid under the bonnet if you still feel the same after a few years of driving.
I can see your points. I just liked the idea of a vtec mini! and no not to keep up with my mates. I don't agree with driving really fast! I just want something a bit more 'custom' if you know what I mean? I'm sure I could keep up with my mates with a 998 cc!!
Thanks for the replies
So...your buying a SERIOUSLY fast car....to drive normally....cause you don't agree with driving fast?
So....your paying a fortune, losing the sound of a Mini....AND your not going to drive it fast?
Just out of interest do you have a VTEC Mini? If you want something custom get a 998 and put a custom gear knob on.
Edited by somecrapname, 24 April 2009 - 12:56 PM.
Posted 29 April 2009 - 11:47 AM
my freind was telling me a story about someone he knows who is 17 who managed to get his insurance down to £200 without fronting at all.
first off he bought a 1.4 ford mondeo, which isnt classed as a normal first car, which lower the insurance straigh away
then bought a garrage from argos to park the car in
then did a pass pluss scheme
then an advanced driving course
fitted what was one of the highest rated allarms
and put his occupation down as his part time job, rather than studant (which is seen as legal as he spends more time at work than he does at collage
then he put his details into all of the comparison sites, and found the cheepest quote, got a quote from that company direct, and then found some kind of cash back website, and registerd the insurance though there, and they gave him an extra £150 back.
this was all perfectly legal, and abouve board, and damn cheap i think, especially for his age.
i think the main thing to lower the insurance is where you live, i got two quotes from the confused.com one where i said it lived at my home address, and one where i said i lived at my friends adress, which is less than 5 miles down the road, it would cost me and extra £537 if i lived at his address!
Chris
Posted 29 April 2009 - 12:58 PM
Posted 29 April 2009 - 08:28 PM
so a bigger engine automatically means you have to drive faster? hmm, I'll have to remember that when I finish my VTEC.
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