59 replies to this topic

[asmith88]

Ive learnt to slow down when people are indicating to turn just in case, when your in a mini you have to be a smart enough for you and the other drivers because it's always gona be a mini that comes off worse. Glad to here your ok, id get what you can out of the insurance company because without agreed value you know you won't get the true value of the car!

[maggies_minder]

Yes but its happend now and persoanlly i say milk the system, cause its milking us young ones.

i can understand that but at the same time,

what if you hit the back of a car with 5people in and all of them claim "whip lash cash" think about your premiums the next year.

if everyone plays the game unfairly it soon stops working properly.

[Pauly]

Well they have come and collected the car this afternoon, just wait and see now. I can see what people mean about claims, I've had whip lash, banged my knee and servely sprained my wrist. The solicitors put words into your mouth, they tell you what the sypmtoms are!! They even said that because ive had to have time off work they will claim my financal losses on that .

But I think I wont have another mini as a daily, I have another two and the winters nowadays are too harsh on them, I think they must be using stronger salt because it just attacks everything.

Thinking of getting an ek9 civic and keeping my minis for weekend warriors.

[Turbo Nick]

*melons*, game over dude...time to buy a nice civic

[Sleepy Stu]

Sorry to hear about it Pauly glad your ok though!

And for all those that keep mentioning agreed valuations it would NOT have made the least difference if Pauly did have one.

He isnt claiming off his insurance he is claiming off the other person's insurance so his agreed valuation would mean diddly to them. All he can do is fight his hardest to get the maximum amount for the car as I would be pretty certain they are gonna write it off.

This is where the rules fall down. I feel that if you are involved in an accident that wasnt your fault, you should have the option to have your car repaired regardless of the cost as you were not to blame.

Edited by Sleepy Stu, 22 April 2010 - 08:05 PM.

[Pauly]

Thanks guys.

Stu, yes mate your right. I think it will be a write off, even if it was my fault and I did have an agreed valuation, the damage is just too much and quite structual aswell.

They have admitted 100% liabilty which they should do as it was a no brainer whos fault it was. They said they will put a quote in and see if its economical to repair or not.

Edited by Pauly, 22 April 2010 - 08:12 PM.

[taffy1967]

Sorry to hear about it Pauly glad your ok though!

And for all those that keep mentioning agreed valuations it would NOT have made the least difference if Pauly did have one.

He isnt claiming off his insurance he is claiming off the other person's insurance so his agreed valuation would mean diddly to them.

Are you really sure about that, because I have 'Agreed Value' insurance and that really helped get my Mini fixed after a prang.

Without it the insurance assessor said that my Mini would have been written off.

[taffy1967]

Sad to see another Mini damaged due to stupidity of others, but it's good to hear you weren't badly injured.

[Sam14]

PAUL! if i could i would upload my pictures of my mini


WE HAVE THE EXACT CAR DAMAGE

haha

DAMN SIDEWALKS hitting Vauxall Astras, was it black?

Glad your okay

[bamby]

Paul - absolutly gutted for you - my mum was angry at astra man too when I told her ! she looked quite shocked at the pictures too. Glad you have come out resonably ok though!

keep us updated on whats happening though.

[Pauly]

Cheers for the replies guys .

Sam14 - No it was silver'ish like a champaine colour

Bamby - I was so angry that I just couldn't say anything, it was the most idiotic thing to do, if he drove like stevie wonder he would of been better!!

Well cars gone away to be inspected, just waiting on feedback of what they are going to do now, also got to fill in some claim forms that have arrived today, my insurer's phoned last night to say that the claim is closed their end and that the NCB bonuses have been reinstated and that we shouldn't hear from our insurers now, it will be all done through the other partys. Weather or not they will repair is another thing, as stu has said above, really they should agree to repair it whatever the damage or give me a car of equal value (£2000) or give me the true value of the car.

Oh well..... its a good job ive got another 2 to play with Up the garage to finish the engine for the blue'n now .

[Carlzilla]

if you really dont want the car to be scrapped, there should be a way to keep the car from being written off, just fight to get the repairs done mate

which insurer are you with? as most now dont like seeing older cars on the road it seems

[GottaDesigner]

>< What is it with people?!? It's the new drivers who are made to do additional training in hazard perception and all that cr@p and pay WAY over the odds for insurance, but it's the old-hands who think they can drive perfectly that put all our cars out of commission for us with idiotic stunts like this!

I say ALL drivers who've been on the road for over ten years, should be made to re-test to the current standard and if they can't hack it then they obviously shouldn't be on the road! *Grr*

Prime candidates: Taxi Drivers and Flat Cappers!

[Shifty]

OI!!

I've been driving for 20 years now!!

Bleeding whipersnappers!!

[GottaDesigner]

OI!!

I've been driving for 20 years now!!

Bleeding whipersnappers!!

I've been driving for five.

You get two types of idiots on the road, flat-cappers and base-ball cappers. Complacency is across the board though, the more you drive the worse the bad habits you usually have... so re-testing is necessary to keep everyone on the ball and hopefully reduce incidences of sheer, bloody-minded plonkerism like this.