They say you have to be over 25 on the website, but if you call them up they will give you a quote. Im 17 and i got with a stage one kit on a 998 £780 a year
Woody.
woody is that £780 for a 998 a year fully comp
cheers Danny
Posted 01 January 2011 - 10:41 PM
They say you have to be over 25 on the website, but if you call them up they will give you a quote. Im 17 and i got with a stage one kit on a 998 £780 a year
Woody.
Posted 04 January 2011 - 04:50 PM
Posted 05 January 2011 - 02:31 PM
Posted 05 January 2011 - 07:33 PM
Posted 05 January 2011 - 07:38 PM
shhhhhh not fair,Just had a quote of £105 comp unlimited mileage value £5000
Posted 05 January 2011 - 07:53 PM
yep, my cars on the drive and im 18...
i have recieved there letters through the post and they ask for a member of the british mini club to evaluate the car, and 2 photographs.
how do i go about this? i assume it wont affect my cover but the value i gave it would probebly be different than this valuation, so i dont see how it works?
and is this necessary for me to be able to drive the car as it starts this saturday, i assume not because i could have got it insured for the next day if i wanted it to...
Edited by mikey72, 05 January 2011 - 07:57 PM.
Posted 05 January 2011 - 07:57 PM
Posted 05 January 2011 - 08:02 PM
We just had to provide pictures for ours for the agreed valuation, but you have increased yours a lot from the bought price to the valuation price. Until we sent the photos it was just insured for the market value. When we sent the photos they updated the value to the agreed price. We had cover to use it on the road from day 1 though, it only affected the agreed value.
Posted 05 January 2011 - 08:59 PM
Posted 05 January 2011 - 09:51 PM
well my one a member of the BMC will come to give it an evaluation, i gave it a price of £500 at market value as it was bought as a wreck for £150 and done up all by me, so no labour, cheap parts from friends etc, so thats why i was wondering how the valuation might change anything, as it could probebly sell for a grand or 2 atleast now, but iv only spent the £500 on it....
the cars just been repainted (again, by myself) so it looks shiney and new anyway... so photos arnt a problem...
one last thing, this wole market value and agreed value, from my understanding it is that if i had a crash, the market value of my car is the £500 like i quoted. this will change once the evaluation is done by the BMC and will be changed to the agreed value at £x amount. so what is the relavence of these numbers? its for TPFT. my understanding is that if i had a crash and its a write off, i can buy it back for either the agreed value, or market value (depending on if the evaluation has been done)
am i right? or am i a mile off?
Edited by mikey72, 05 January 2011 - 09:57 PM.
Posted 05 January 2011 - 11:41 PM
We just had to provide pictures for ours for the agreed valuation, but you have increased yours a lot from the bought price to the valuation price. Until we sent the photos it was just insured for the market value. When we sent the photos they updated the value to the agreed price. We had cover to use it on the road from day 1 though, it only affected the agreed value.
Strip off all your lights and stuff and make it look mint with photoshop, should come out with a good valuation. then you dont have to worry about mods on it lmao
or do they accualy come and see the car ?
Posted 05 January 2011 - 11:54 PM
We just had to provide pictures for ours for the agreed valuation, but you have increased yours a lot from the bought price to the valuation price. Until we sent the photos it was just insured for the market value. When we sent the photos they updated the value to the agreed price. We had cover to use it on the road from day 1 though, it only affected the agreed value.
Strip off all your lights and stuff and make it look mint with photoshop, should come out with a good valuation. then you dont have to worry about mods on it lmao
or do they accualy come and see the car ?
Usually you provide your own valuation, and support it with the photos, or get a valuation from the BMC.
If you take all your extras off, you can't claim for them later.
If you photoshop the pictures, they can usually tell when you send them.
Posted 05 January 2011 - 11:59 PM
Posted 06 January 2011 - 04:22 PM
Posted 06 January 2011 - 04:33 PM
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