Posted 21 January 2011 - 11:53 AM
I was with Adrian Flux for a year. I made 2 claims whilst with them and both were relatively smooth. I then changed to Lancaster, but when i received my renewal through, they wanted to put it up from about £300 fully comp to £1000. I shopped around and it seemed that most places wanted to charge about £600 f/c. I inquired as to why this was the case as i had only been paying half this last year. They said that all insurance companies had put their prices up by 70% this year. Feeling despondent i gave Footman James a call and was surprised to be quoted £110 for fully comp; unlimited mileage; named driver; agreed value; lots of mods - including rebored engine; European breakdown cover. The insurance is in my wife's name - she's 27, and i'm the named driver (32). We only have 2 years ncb, and the mini is our only car. But it did make a difference that we are both named drivers on other policies.
Thankfully we've not had to make a claim from FJ yet, so i can't comment on what they are like in this respect.