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17/18/19 Year Old Insurance.


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#1 strothow

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Posted 12 July 2011 - 01:34 PM

Lots of threads, and i've asked myself on here, and got some helpful answers, but no one has been able to give me decent quotes apart from footman james!

I phoned up a company advertised in the back of the practical classics magazine(Hagerty), who said they are not going to waste my time, because they won't be able to insure, very polite & professional though, they are maybe worth a try for the older members!?, and gave me a number to "Need to insure", who have just quoted me £200 less than footman james.

Might be worth a punt for a few of you guys/gals!

#2 minisam92

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Posted 12 July 2011 - 01:41 PM

:D
how much did they quote you ? and can i have there number please ?

#3 strothow

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Posted 12 July 2011 - 01:57 PM

http://www.needtoinsure.co.uk/car.html

£890 on a 1989 Flame Red, with stage 1 EXHAUST declared, 4.5k miles, kept on a drive overnight, License held for 4 months.

£980 on a 1989 Flame Red, with stage 1 KIT declared, 4.5k miles, kept on a drive overnight, license held for 4 months.


That may seem alot compared to some, but footman are wanting 1k + for me!

#4 strothow

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Posted 12 July 2011 - 01:59 PM

Oh, and the cars valued at 2.8k.

#5 minisam92

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Posted 12 July 2011 - 02:08 PM

i dont get that as footman quoted me just under 500 quid and that was the day after i passed although this was on a completely standard 1 litre 1979
im 18 by the way

#6 strothow

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Posted 12 July 2011 - 02:33 PM

All depends on the area etc i guess...

You had a quote recently?

#7 ashbogg

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Posted 15 July 2011 - 01:10 PM

ive just rang need to insure waiting for the call back :lol: not looking forward to it to be honest haha

#8 ashbogg

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Posted 15 July 2011 - 02:16 PM

ive just got that dredded call back... £673.06 third party fire and theft.... thats fairly good to say ive been on my dads insurance since i passed only problem is ive for got to ask if i can pay it monthly haha !

#9 Topaz

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Posted 15 July 2011 - 03:35 PM

ive been on my dads insurance since i passed


I hope he is the main driver and not you as this is illegal - and yes I know we all do it - which is fine until we need to make a claim and then they refuse to pay out!!

http://www.moneyhigh...ing-is-illegal/

Mike

#10 drewsargent1980

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Posted 15 July 2011 - 04:05 PM

Oh, and the cars valued at 2.8k.



you say valued at 2.8k . is that an agreed valuation, or just what you have told them its worth, normal with an agreed valuation you need to send pictures and details of the work done, and condition.

Edited by drewsargent1980, 15 July 2011 - 04:06 PM.


#11 ashbogg

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Posted 15 July 2011 - 04:31 PM

ive been on my dads insurance since i passed


I hope he is the main driver and not you as this is illegal - and yes I know we all do it - which is fine until we need to make a claim and then they refuse to pay out!!

http://www.moneyhigh...ing-is-illegal/

Mike


yea he was the car owner and the main driver... basicly looks like im borrowing his car ;D

#12 BMH

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Posted 21 July 2011 - 11:35 AM

Try getting a quote with you as main driver and your dad as a named driver and see what you get priced.

Bryan

#13 philc125

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Posted 26 July 2011 - 01:49 PM

hi just popped on footman's website and they say you must be over 25 and held your license for a minimum of 5 years, any help? cheers

#14 srh007

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Posted 26 July 2011 - 09:46 PM

hi just popped on footman's website and they say you must be over 25 and held your license for a minimum of 5 years, any help? cheers


I thought that as well when I looked!

Maybe we need to ring?

#15 andymini12

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Posted 26 July 2011 - 11:12 PM

You just need to ring them and they will give you a quote what ever age you are !




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