27 replies to this topic

[Wilhelm]

I'm 17 and insured with Footman James for about £750
Thats with me as the main driver, and my dad (38) and girlfriend (18) both as named drivers

I've got a full bike and car licence, and a motorcycle, which dropped the price by a few hundred as it meant I wouldn't be always using the Mini.

[Wilhelm]

I'm 17 and insured with Footman James for about £750
Thats with me as the main driver, and my dad (38) and girlfriend (18) both as named drivers

I've got a full bike and car licence, and a motorcycle, which dropped the price by a few hundred as it meant I wouldn't be always using the Mini.

That was TPFT with free breakdown cover (which I've had to use a few times! )

[Neildanks]

We got quoted £700 for my 17 year old son in a classic mini over it had to be 20 years old and unmodified even if it was a 1275 as long as that was the original spec of car. That was footman james

[M_Brown_Mini]

everyone seems to be stopping insuring 17year olds! struggling to find sensible prices for my son! triied all the usual!!! anyone had a good deal recently?. i'm with footman james and they are refusing point blank to touch a 17 year old.

Got my insurance through Go Compare.
Bradford and Bingley quoted me about £700 as a learner which goes upto about £2000 after i pass.

This was fully comp on a 1981 Mini City, with alloy wheels, spot lights and a sport steering wheel.

[rids]

finally managed to get sorted with graham sykes, they quoted £1800 with 17 year old as named driver. I cancelled my transit insurance with 9 years no claims, used no claims on mini and got it for £650. re-insured transit with 0 no claims for £400.....Simples!

[mini-luke]

I don't know why they won't let you use no claims on different vehicles, it's not as if you forget how to drive when you own more than one car.

[rids]

what annoys me is if you claim on one policy it affects all the others!

[BenCoul]

everyone seems to be stopping insuring 17year olds! struggling to find sensible prices for my son! triied all the usual!!! anyone had a good deal recently?. i'm with footman james and they are refusing point blank to touch a 17 year old.

madness, can't believe this, I turned 17 on the 17th of november. I rang two companies 3 or 4 weeks before I was 17.
Rang adrian fluxx, they quoted me £1000000000000 pounds and wouldn't insure me until I'd paddes.

Rang footman James, they quoted me £1300, own policy, 3rd party fire and theft once I'd passed.

So nobody will insure me until I've passed. But I do live in a high risk postcode and my mini is very modified.

[Tahiti Joe]

Been insured with Footman James since I passed at the beginning of the year on my 1993 Tahiti. With a few things declared such as my stereo, speakers, full Maniflow system, few other bits.... I'm paying £870 a year on my own policy TPFT with malicious damage cover, breakdown cover and some other stuff. Cars kept garaged overnight! Pretty happy with that!

[GrahamHill]

1, they charge stupid money, but if you dont crash you get half back.
2, they charge like 600, but if you crash it doubles.

If a teen crashes at the cost of 600 quid they will be further out of pocket for the cost of a repair and chances are they wouldn't be able to insure the £3000 cost after having a crash on your record.
number 1 would be a great idea - hopefully a wise insurance company is reading this for their next promo?

Price of insurance for new guy drivers has been the same for a long time. 8 years ago I was a named driver on my mums policy driving her Toyota Yaris GS 998cc. Cost of me as a named driver to cover fully comp? £1800. Still. I am proof that you are more likely to have an accident when young. I reversed into another car in a car park. XD

[Mini 360]

So the 17 year old in now the named driver? Dangerous ground as if its his car, he does all the driving and it is clearly a young persons car you are breaking the law by doing whats known as fronting. Basically means in the event of a claim you are uninsured which isn't good!

Good luck! My area is very safe for car crime/crashes so we are very low risk. Postcode lottery really.....

[rids]

cars in my name and i'll be using it as much if not more than my son. I kno young drivers are high risk but they are being priced off the road!

[GrahamHill]

So the 17 year old in now the named driver? Dangerous ground as if its his car, he does all the driving and it is clearly a young persons car you are breaking the law by doing whats known as fronting. Basically means in the event of a claim you are uninsured which isn't good!

I wasn't suggesting to break the law. When I was insured on my mums car it was very much hers and I would use it to go to college once or twice a week. If it is purely his car then my only advice would be to add parents as a named driver... Helps to bring the premium down and its legit even if they only ever drive in it once. :)