10 replies to this topic

[BlAck0ut]

Ok im looking for the following type of cover:

TPFT on a totally standard 998cc mini

Under 1000 miles a year

Ive been driving since August 2005 and my no claims bonus started in september 2005 and so in september 2006 i wil have one years.

Also not sure wether to go under classic insurance? is this cheaper?

Just want a very basic cover that will cover me for the limited mileage i will be doing after i get the mini back on the road.

Cheers all

[pikey7]

classic insurance is cheaper, but if you're under 21, they won't touch you!

You need a simple limited mileage policy. Give a few people a ring and see what they quote. Make sure though that you still accumulate your no claims! (some dont....)

[BlAck0ut]

Ye but can i accumulate no claims on two polocies at once?

[pikey7]

Oops. Musta missed something, No you can't accumulate on two concurrent policies.

If you tell them it's a second car, a lot of insurers have started doing a scheme where you can add a second car wih a limited mileage for a very piffling amount of cash!

Call them up!

[Sam]

classic insurance is cheaper, but if you're under 21, they won't touch you!

You need a simple limited mileage policy. Give a few people a ring and see what they quote. Make sure though that you still accumulate your no claims! (some dont....)

I'm pretty sure my insurance is a classic policy and I'm 17..

Thats with footman james (who are bloody excellent I must add)

[Mini 360]

I recommend performance direct. They gave my dad a quote for £78 on a 998 Mini and it was fully comp with limited miles. Hope this helps.

[RacingGreen]

I'm pretty sure my insurance is a classic policy and I'm 17..

Thats with footman james (who are bloody excellent I must add)

Exactly what sam said, i can fault them, im on a classic policy and im 18, so definately not for over 21s

[Jammy]

Oops. Musta missed something, No you can't accumulate on two concurrent policies.

You can, I've had two policies with HIC now for two years, had a crash on one last April but in September I'll still get 3 years NCB. Although this is a bit irrelevant since I'll be moving onto a classic policy in the summer when I insure the Vtec which doesn't take any NCB into account and won't accumulate me any either!

If the 998 is totally standard and you don't plan to modify it much you may find one of the more mainstream companies are cheaper.

I'd try:
www.confused.com
www.norwichunion.co.uk
Adrian Flux
HIC (Mini World - get 15% off for being TMF member!!)
Footman James
and someting Sykes (can't remember first name!)

[The Matt]

and someting Sykes (can't remember first name!)

Graham I think

[Jammy]

Thats the one! lol

[Dev]

Try mini world too. and there is one on the mini owners called lancaster. 350 all mods declared i got quoted

dev