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I'm 19 And A Land Rover Discovery Is Cheaper To Insure Than My Mini?!


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#1 smithy3793

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Posted 16 May 2013 - 01:15 AM

I have been astounded to find that a land rover discovery is half the price to Insure than my mini!

Thought maybe as it was late I was tired, even got the missus to check it for me!


Edited by Deathrow, 16 May 2013 - 01:03 PM.


#2 v8rumbler

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Posted 16 May 2013 - 07:16 AM

Have you looked into Classic Car Insurance?
Give Lynbrook Insurance a call!

#3 Mattl

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Posted 16 May 2013 - 08:09 AM

I was thinking that, but he might be too young for a classic policy. Worth a punt though.



#4 Old Bob

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Posted 16 May 2013 - 08:25 AM

I suspect that Land Rovers have a very low accident claims record.  That is what underwriters will determine premiums on.

 

Bob



#5 Tahiti Joe

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Posted 16 May 2013 - 08:30 AM

Land Rovers have always been cheap to insure. My '59 Series 2 costs me £180 a year to insure through the NFU, im only 19 as well. Limited mileage though!



#6 smithy3793

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Posted 16 May 2013 - 09:27 AM

Got quoted 2000 on classic insurance with limited mileage,disco is 12,000 miles a year

#7 cooperdan

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Posted 16 May 2013 - 09:40 AM

plus there less likely to get nicked

#8 smithy3793

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Posted 16 May 2013 - 09:43 AM

And pretty much nothing breaks them

#9 Tahiti Joe

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Posted 16 May 2013 - 09:52 AM

plus there less likely to get nicked

 

Disagree massively here, unless your talking about late models. Land Rovers are massively nickable, especially Defenders, about the only thing that contributes to there insurance being dearer. Always appealed to theaving scumbags because they can be broken down very easily, and there pretty untraceable once this happens.

 

If you've got a garage big enough too keep it in, the insurers like that a lot!



#10 smithy3793

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Posted 16 May 2013 - 10:01 AM

Sadly haven't got a garage large enough :( the driveway is just about big enough we've got four cars on there currently and one of them is a discovery td5

#11 Tahiti Joe

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Posted 16 May 2013 - 10:06 AM

Sadly haven't got a garage large enough :( the driveway is just about big enough we've got four cars on there currently and one of them is a discovery td5

 

Fair enoughsky! What type disco are you looking at? 200tdi/300tdi? td5?



#12 smithy3793

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Posted 16 May 2013 - 10:12 AM

300tdi, would love a td5 but can't afford one

#13 v8rumbler

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Posted 16 May 2013 - 10:35 AM

And pretty much nothing breaks them



Except tin worm! They are worse than Minis.

#14 smithy3793

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Posted 16 May 2013 - 11:52 AM

Well yeah but still end up getting one I think

#15 gromit

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Posted 17 May 2013 - 09:03 PM

I'm 42 and it cost my £130 to insure my standard 998 mini. My TVR 350i cost me £110 the previous year. Now that makes no sense that a 2 seater convertible with a 3500cc V8 engine is less to insure than a mini?




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