18 replies to this topic

[Ipod]

Who in your opinion is the best/fairest agreed payout insurer out there?

Mines due on the 14/9

Iv seen a few negative posts about FJ and lancaster so might give them a swerve.

 

Now I dont want this to turn into a discussion between members, just a heads up whos good.

 

Cheers

[Tamworthbay]

Adrian flux have been good with me but I have never made a claim.

[sonikk4]

I'm with Peter James and although not made a claim i have my Clubman insured with a agreed insurance value of £3.5k in an unrestored state.

[AVV IT]

I'm also with Peter James, having left Footman behind earlier in the year. Again I've never made a claim, but have been very impressed with their customer service and by how thorough they are with their agreed valuation, and modified vehicle deceleration processes.

[Ipod]

Peter james website say they only insure if the car hasnt been modfied and that it is over 30 years old?

 

mine is only 14 years old

[AVV IT]

Really, that's odd mine are 19 years and 27 years old and both are modified! Maybe you should give them a ring to check?

[Ipod]

Really, that's odd mine are 19 years and 27 years old and both are modified! Maybe you should give them a ring to check?

Think i will mate.

did you have to send pics off etc, if not how did they come to an agreed payout figure?

 

I'm with AA atm, and i stated last year my mpi was worth £5k (same this year) and for full comp its £200..nice

Now this is where im a bit dim, altho i stated its worth £5k, does this mean in a total loss, i revieve that or just the "book" price.

 

Hope that makes sence

[Shifty]

Thats not an agreed value, you can tell them what you want when the policy is taken out but if they don't agree the value (with a certificate) then its useless

[Ipod]

Cheers shifty

[AVV IT]

You complete a written deceleration, listing the condition of the car and any mods/restoration work done. You then take this to a classic car garage/ restorer/ dealership, or owners club etc, for them to verify the condition and value of the car. You then send the completed form back to them, along with a selection of photos of the car taken from various angles. They then write back to you advising if the value has either been agreed, or rejected.

[Tamworthbay]

Sorry to jack this thread a little but it seemed pointless making another topic on basically the same issue. I'm going to be taking out insurance in a couple of weeks, but after spending nearly 2 grand on what is now a Cat C car, an agreed value is looking a like wishful thinking. Am I right in saying that regardless of the quality of my rebuild, insurers are going to be glued to the fact it's been written off and offer me a **** value?

Talk to a few, it depends on the insurers as to their policy and they are all different. However I doubt any will value it as high as one that isn't a cat C.

[sonikk4]

As AVV IT has said i took pictures of the car on all sides and the interior as part of the declaration. Also i declared the brake modification as well (drums to Cooper S disc system) with no issues. Peter James were fine with that. 

 

Saying that my car is over 38 years young.

[Ipod]

Sorry to jack this thread a little but it seemed pointless making another topic on basically the same issue. I'm going to be taking out insurance in a couple of weeks, but after spending nearly 2 grand on what is now a Cat C car, an agreed value is looking a like wishful thinking. Am I right in saying that regardless of the quality of my rebuild, insurers are going to be glued to the fact it's been written off and offer me a **** quote

 Bogoff...start ya own

 

EDIT..long winded

Edited by Ipod, 27 August 2013 - 03:51 PM.

[miniman retford]

Mines insured through HIC with agreed value, had it at £5000 but upped it to £6000 this renewal with no bother.

 

Just wanted to know any mods & restoration work, pics of each side,front,rear,interior & engine bay

[skaterava]

bogoff, start ya own thread as now i gotta read thro replies to your question....kids eh

 

EDIT, and your question is totally different mine is whos the best to look at, yours is about insuring a CAT C ?

 

 

Ipod: Obtaining agreed value

 

Skaterava: Obtaining agreed value of a Cat C car

 

And you had enough replies to your question.

 

Older people eh