9 replies to this topic

[Grimshaw17]

Have no fear its not about mods (ish)!

So its that time of year, where everything has come at once (MOT, Tax, Insurance renewal)

Now I would like to put my step-dad on my insurance policy (He helps work on the mini sometimes, so would be convenient) however I live at home with my Dad.

 

Can you have a secondary driver at a different address? 

 

And while I'm here, are their any specialists for someone as young as me? I have been doing a few online quotes and its currently at £530 with my intended mods declared, fully comp, 8000 miles a year, 1 years no claims.

[lyndseyp27]

It doesn't matter where the other driver lives at all :)

 

Who have you got that quote with? My friend is looking at the moment :)

[Joe-C]

I've never had any problems with having a named driver who doesn't live with me and I've never seen it asked for either.

 

I think £530 is really cheap I doubt you'll find better; I'm 22 with 3 years experience and NCB and the best I've found is £500!

[lyndseyp27]

I've never had any problems with having a named driver who doesn't live with me and I've never seen it asked for either.

 

I think £530 is really cheap I doubt you'll find better; I'm 22 with 3 years experience and NCB and the best I've found is £500!

 

Hey Joe, im 23 with one years no claims (has two accidents but think one has just fallen off) and i got mine at £300 (multicar mind) with admiral. If you have another car at the address it may be worth trying a multicar - saves a fortune. I pay £75 for the mini and my big car (new fiesta ecoboost) per month for me and an additional driver (with my track record and other drivers points).

[Joe-C]

 

I've never had any problems with having a named driver who doesn't live with me and I've never seen it asked for either.

 

I think £530 is really cheap I doubt you'll find better; I'm 22 with 3 years experience and NCB and the best I've found is £500!

 

Hey Joe, im 23 with one years no claims (has two accidents but think one has just fallen off) and i got mine at £300 (multicar mind) with admiral. If you have another car at the address it may be worth trying a multicar - saves a fortune. I pay £75 for the mini and my big car (new fiesta ecoboost) per month for me and an additional driver (with my track record and other drivers points).

 

 

thanks the £500 was from admiral but it was a single car quote so I'll definitely have a look at a multi car quote. 

[Moggyton]

Have no fear its not about mods (ish)!
So its that time of year, where everything has come at once (MOT, Tax, Insurance renewal)
Now I would like to put my step-dad on my insurance policy (He helps work on the mini sometimes, so would be convenient) however I live at home with my Dad.
 
Can you have a secondary driver at a different address? 
 
And while I'm here, are their any specialists for someone as young as me? I have been doing a few online quotes and its currently at £530 with my intended mods declared, fully comp, 8000 miles a year, 1 years no claims.

I dont think you will get much cheaper, i paid £1200 fully comp for 6000 miles at 19

[Grimshaw17]

Ah thanks for clearing that up. And that's just with Elephant £370 standard, £530 with Stage 1, lowered, alloys, arches, steering wheel, air filter. Cant remember what else. 

[Carlos W]

The address your step dad lives at won't make any difference, and hopefully having him as a second driver will reduce the premium slightly!

[Moggyton]

Ah thanks for clearing that up. And that's just with Elephant £370 standard, £530 with Stage 1, lowered, alloys, arches, steering wheel, air filter. Cant remember what else. 

Just realised its a 998 right? Still cheap though!

[Grimshaw17]

Just realised its a 998 right? Still cheap though!

 

Yeah just a 998