My Son has spent the afternoon calling all of the insurance companies recommended on this forum to get a quote to insure his 35 year old Mini Piccadilly on a classic car policy. He is 21 and has 4 years NCB being used on a very heavily modified Seat Ibiza FR that he has insured with Admiral for £691 fully comp. He almost fell out of his tree when the first quote from Footman James came back at £897 for a 3000 mile classic policy so politely declined. He next called Adrian Flux and when he mentioned the price quoted by FJ the guy on the phone that was a good price and they wouldn't be able to better it. In the end he has added it to his existing Admiral policy for an additional £27/month.
Am I missing something as I was expecting a limited mileage classic car policy on a little 998 mini would have come in significantly cheaper that anything he was able to find even if he is only 21 years old and his NCB is assigned to his daily drive?