Crashed. :(
#31
Posted 12 January 2012 - 02:57 PM
Glad you're alright though - I know it's horrible
(Unless it's a really unfortunate shadow!?)
#32
Posted 12 January 2012 - 03:00 PM
If i had known my insurance costs would have been so much I definitely would have lodged the claim, I just didn't want the hassle when I was trying to sort everything else out - if the op doesn't have whiplash from that impact i would be very surprised, therefore it is a legit claim, as mine would have been - you live and learn i suppose...
#33
Posted 12 January 2012 - 03:01 PM
#34
Posted 12 January 2012 - 03:03 PM
#35
Posted 12 January 2012 - 03:04 PM
if you can, you should see if he will pay for the damage directly (i.e. not involving the insurance compaines) I had a similar thing and my next insurance premium increased by a good 400 quid even with the accident being a non-fault accident - bloody nightmare!
Or if he does want to go through the insurance just make sure you lodge a whiplash claim to offset the premium increase... (wish i had realised this when it happened to me)
That attitude is why insurance is so high in the first place!
why, because i didn't claim a genuine injury?
if you are not at fault and someone runs into you writing the car off, do you not think the insurance company you pay should sort you out rather than trying to shaft you? to be honest insurance premiums should be a lot less, my claim certainly gave them more money than I got back, and i was left without a car at the end!
#36
Posted 12 January 2012 - 03:04 PM
nope. which is the scary thing, i'm not aware of how violent my body got swung around.I wasn't saying that you don't have whiplash, but I am sure a lot of people that have accidents don't have it. Do your seats have head rests?
#37
Posted 12 January 2012 - 03:05 PM
#38
Posted 12 January 2012 - 03:07 PM
if you can, you should see if he will pay for the damage directly (i.e. not involving the insurance compaines) I had a similar thing and my next insurance premium increased by a good 400 quid even with the accident being a non-fault accident - bloody nightmare!
Or if he does want to go through the insurance just make sure you lodge a whiplash claim to offset the premium increase... (wish i had realised this when it happened to me)
That attitude is why insurance is so high in the first place!
why, because i didn't claim a genuine injury?
if you are not at fault and someone runs into you writing the car off, do you not think the insurance company you pay should sort you out rather than trying to shaft you? to be honest insurance premiums should be a lot less, my claim certainly gave them more money than I got back, and i was left without a car at the end!
Because the attitude of 'claim for whiplash and get 2.5k' is shared by thousands and A LOT do make false claims which costs insurers money which means prices go up to compensate!
#39
Posted 12 January 2012 - 03:10 PM
#40
Posted 12 January 2012 - 03:11 PM
if its the only way to get enough money to get a replacement car and cover the costs of the hike in insurance, then it's really the fault of the insurance company for not covering people correctly and trying to take advantage of every situation!
if you can, you should see if he will pay for the damage directly (i.e. not involving the insurance compaines) I had a similar thing and my next insurance premium increased by a good 400 quid even with the accident being a non-fault accident - bloody nightmare!
Or if he does want to go through the insurance just make sure you lodge a whiplash claim to offset the premium increase... (wish i had realised this when it happened to me)
That attitude is why insurance is so high in the first place!
why, because i didn't claim a genuine injury?
if you are not at fault and someone runs into you writing the car off, do you not think the insurance company you pay should sort you out rather than trying to shaft you? to be honest insurance premiums should be a lot less, my claim certainly gave them more money than I got back, and i was left without a car at the end!
Because the attitude of 'claim for whiplash and get 2.5k' is shared by thousands and A LOT do make false claims which costs insurers money which means prices go up to compensate!
If you run into the back of me, expect me to claim for absolutely everything i possibly can, not getting shafted by them again!!
#41
Posted 12 January 2012 - 03:13 PM
#42
Posted 12 January 2012 - 03:14 PM
if its the only way to get enough money to get a replacement car and cover the costs of the hike in insurance, then it's really the fault of the insurance company for not covering people correctly and trying to take advantage of every situation!
if you can, you should see if he will pay for the damage directly (i.e. not involving the insurance compaines) I had a similar thing and my next insurance premium increased by a good 400 quid even with the accident being a non-fault accident - bloody nightmare!
Or if he does want to go through the insurance just make sure you lodge a whiplash claim to offset the premium increase... (wish i had realised this when it happened to me)
That attitude is why insurance is so high in the first place!
why, because i didn't claim a genuine injury?
if you are not at fault and someone runs into you writing the car off, do you not think the insurance company you pay should sort you out rather than trying to shaft you? to be honest insurance premiums should be a lot less, my claim certainly gave them more money than I got back, and i was left without a car at the end!
Because the attitude of 'claim for whiplash and get 2.5k' is shared by thousands and A LOT do make false claims which costs insurers money which means prices go up to compensate!
If you run into the back of me, expect me to claim for absolutely everything i possibly can, not getting shafted by them again!!
If you insured your car properly you would get a good payout, that's why agreed valuations exist for cars, especially classics!
They shaft you and then you shaft them so they shaft you which makes you want to shaft them, see the cycle?
You can't defend making false claims, however you look at it, it's fraud!
#43
Posted 12 January 2012 - 03:15 PM
#44
Posted 12 January 2012 - 03:19 PM
please look at my posts, not once have i said to make a false claim - i do have an agreed valuation on my current mini, as i said - live and learn
if its the only way to get enough money to get a replacement car and cover the costs of the hike in insurance, then it's really the fault of the insurance company for not covering people correctly and trying to take advantage of every situation!
if you can, you should see if he will pay for the damage directly (i.e. not involving the insurance compaines) I had a similar thing and my next insurance premium increased by a good 400 quid even with the accident being a non-fault accident - bloody nightmare!
Or if he does want to go through the insurance just make sure you lodge a whiplash claim to offset the premium increase... (wish i had realised this when it happened to me)
That attitude is why insurance is so high in the first place!
why, because i didn't claim a genuine injury?
if you are not at fault and someone runs into you writing the car off, do you not think the insurance company you pay should sort you out rather than trying to shaft you? to be honest insurance premiums should be a lot less, my claim certainly gave them more money than I got back, and i was left without a car at the end!
Because the attitude of 'claim for whiplash and get 2.5k' is shared by thousands and A LOT do make false claims which costs insurers money which means prices go up to compensate!
If you run into the back of me, expect me to claim for absolutely everything i possibly can, not getting shafted by them again!!
If you insured your car properly you would get a good payout, that's why agreed valuations exist for cars, especially classics!
They shaft you and then you shaft them so they shaft you which makes you want to shaft them, see the cycle?
You can't defend making false claims, however you look at it, it's fraud!
#45
Posted 12 January 2012 - 03:21 PM
That's your words, and if you look, I questioned the attitude, not your specific claim.
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